{"id":2288583,"date":"2026-10-28T13:06:41","date_gmt":"2026-10-28T12:06:41","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2288583"},"modified":"2026-10-28T13:06:41","modified_gmt":"2026-10-28T12:06:41","slug":"illetekmentesseg-emeles-banki-atutalas","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/illetekmentesseg-emeles-banki-atutalas\/","title":{"rendered":"Durv\u00e1n megemelik a banki \u00e1tutal\u00e1sok illet\u00e9kmentess\u00e9gi \u00e9rt\u00e9khat\u00e1r\u00e1t &#8211; de j\u00f6n egy szigor\u00edt\u00e1s is az ad\u00f3nemben"},"content":{"rendered":"<p>Az Orsz\u00e1ggy\u0171l\u00e9s honlapj\u00e1n t\u00f6bb korm\u00e1nyzati ad\u00f3javaslat is megjelent kedd este, k\u00f6zt\u00fck a <a href=\"https:\/\/www.startlap.hu\/vasarlas\/tranzakcios-illetek-lakasvasarlas-fizetesi-kerelem\/\" target=\"_blank\" rel=\"noopener\">tranzakci\u00f3s illet\u00e9k<\/a> v\u00e1ltoz\u00e1sair\u00f3l sz\u00f3l\u00f3 t\u00f6rv\u00e9nyjavaslatok, amelyek vonatkoz\u00e1s\u00e1ban r\u00e9szben enyh\u00edt, r\u00e9szben pedig szigor\u00edt a korm\u00e1ny &#8211; \u00edrta a <a href=\"https:\/\/www.hirstart.hu\/site\/relocate.php?rssid=34&amp;rsspid=3&amp;ctype=rss&amp;id=49035548&amp;chk=b37d44d9d074f0f675bd170faeddbfbf&amp;url=https%3A%2F%2Fwww.portfolio.hu%2Fbank%2F20261027%2Fitt-a-torvenyjavaslat-a-penzugyi-szektor-adoirol-megugrik-a-kisebb-biztositok-kulonadoja-valtozik-a-tranzakcios-illetek-872402%3Futm_source%3Dhirstart%26utm_medium%3Dportfolio_linkek%26utm_campaign%3Dhiraggregator\" target=\"_blank\" target=\"_blank\" rel=\"noopener\">Portfolio<\/a>.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/pek-pekaru-tippek-egeszseg\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/pekseg-pek-kenyer-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/pek-pekaru-tippek-egeszseg\/\" >A 84 \u00e9ves p\u00e9k elmondta, melyik az a h\u00e1rom, szupermarketben kaphat\u00f3 p\u00e9k\u00e1ru, amit soha nem venne meg mag\u00e1nak<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/pek-pekaru-tippek-egeszseg\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n<p>Szerd\u00e1n reggel azt\u00e1n Magyar P\u00e9ter jelentette be a <a href=\"https:\/\/www.facebook.com\/peter.magyar.102\/?locale=hu_HU\" target=\"_blank\" target=\"_blank\" rel=\"noopener\">Facebook-oldal\u00e1n<\/a>, hogy&nbsp;<\/p>\n<blockquote class=\"article__extraTxt\"><p>50 ezer forintr\u00f3l 150 ezer forintra emelik a tranzakci\u00f3s d\u00edj n\u00e9lk\u00fcl utalhat\u00f3 \u00f6sszegek limitj\u00e9t.&nbsp; &nbsp;<\/p><\/blockquote>\n<p><iframe loading=\"lazy\" width=\"720&quot;\" height=\"574\" frameborder=\"0\" src=\"https:\/\/www.facebook.com\/plugins\/post.php?href=https%3A%2F%2Fwww.facebook.com%2Fpeter.magyar.102%2Fposts%2Fpfbid034Tw16QTqu3jjs22vjZHSHJXfEpeitbDxNdT1uCX5fSHesBdXYiWfyYF31kAahuatl&amp;show_text=true&amp;width=720\"><\/iframe><\/p>\n<h2>Mi v\u00e1ltozik pontosan?&nbsp;<\/h2>\n<p>K\u00e9t alapvet\u0151 v\u00e1ltoz\u00e1s j\u00f6n:<\/p>\n<ul>\n<li><strong>a lakoss\u00e1gi \u00e9s postai illet\u00e9kmentes \u00fcgyletek \u00e9rt\u00e9khat\u00e1ra 50 ezer forintr\u00f3l 150 000 forintra emelkedik,<\/strong><\/li>\n<li><strong>az illet\u00e9k t\u00e9teles fels\u0151 korl\u00e1tja pedig 20 ezer forintr\u00f3l 30 ezer forintra emelkedik.<\/strong><\/li>\n<\/ul>\n<p>Az el\u0151z\u0151 enyh\u00edt\u00e9st jelent a lakoss\u00e1gnak, ut\u00f3bbi viszont egy \u00e1ltal\u00e1nos szigor\u00edt\u00e1st, ami f\u0151leg a nagyobb \u00f6sszeg\u0171, jellemz\u0151en a c\u00e9geket \u00e9rint\u0151 megb\u00edz\u00e1sokn\u00e1l jelentene nagyobb ad\u00f3fizet\u00e9si k\u00f6telezetts\u00e9get &#8211; jegyezte meg cikk\u00e9ben a Portfolio.&nbsp;<\/p>\n<h2>Milyen m\u00e9rt\u00e9k\u0171 az illet\u00e9kmentess\u00e9g \u00e9rt\u00e9khat\u00e1r\u00e1nak emel\u00e9se?<\/h2>\n<p>A <a href=\"https:\/\/www.portfolio.hu\/bank\/20261022\/valtozhat-a-tranzakcios-illetek-is-jovore-hogyan-hathat-ez-a-szamlakoltsegekre-871562\" target=\"_blank\" target=\"_blank\" rel=\"noopener\">Portfolio \u00f6sszegy\u0171jt\u00f6tte<\/a> azokat a szab\u00e1lyokat \u00e9s felt\u00e9teleket, amelyek alapj\u00e1n jelenleg tranzakci\u00f3s illet\u00e9ket kell fizetni:<\/p>\n<ul>\n<li>Az <a href=\"https:\/\/www.startlap.hu\/vasarlas\/bank-atutalas-fizetesi-kerelem-quik-tranzakcios-illetek\/\" target=\"_blank\" rel=\"noopener\">\u00e1tutal\u00e1sok<\/a>, beszed\u00e9sek, \u00e9rt\u00e9kpap\u00edr-tranzakci\u00f3k, postai befizet\u00e9sek eset\u00e9n a megb\u00edz\u00e1s \u00f6sszeg\u00e9nek a 0,45 sz\u00e1zal\u00e9k\u00e1t, de legfeljebb 20 ezer forintot kell befizetni ad\u00f3k\u00e9nt. A lakoss\u00e1gi megb\u00edz\u00e1sok eset\u00e9n az illet\u00e9ket csak a tranzakci\u00f3 50 ezer forintot meghalad\u00f3 r\u00e9sze ut\u00e1n kell megfizetni.<\/li>\n<li>A k\u00e9szp\u00e9nzfelv\u00e9telek eset\u00e9ben a tranzakci\u00f3s illet\u00e9k m\u00e9rt\u00e9ke 0,9 sz\u00e1zal\u00e9k. Itt nincsen a lakoss\u00e1g eset\u00e9ben sem illet\u00e9kmentes \u00e9rt\u00e9khat\u00e1r. Ugyanakkor nem szabad megfeledkezni a jogszab\u00e1lyi k\u00e9t d\u00edjmentes k\u00e9szp\u00e9nzfelv\u00e9telr\u0151l, melyek ut\u00e1n nem kell az \u00fcgyfeleknek d\u00edjat \u00e9s illet\u00e9ket sem fizetni\u00fck.<\/li>\n<li>A devizav\u00e1lt\u00e1ssal j\u00e1r\u00f3 megb\u00edz\u00e1sok eset\u00e9ben egy kieg\u00e9sz\u00edt\u0151 tranzakci\u00f3s illet\u00e9ket is meg kell fizetni. Ennek m\u00e9rt\u00e9ke a tranzakci\u00f3 \u00f6sszeg\u00e9nek a 0,45 sz\u00e1zal\u00e9ka, de legfeljebb 20 ezer forint.<br \/>\nA bankk\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1sokat k\u00f6zvetlen\u00fcl nem terheli ez az ad\u00f3, de a bankk\u00e1rty\u00e1k ut\u00e1n \u00e9vente 500\u2013800 forintot kell fizetnie a p\u00e9nzint\u00e9zeteknek.<\/li>\n<\/ul>\n<figure id=\"attachment_2288602\" aria-describedby=\"caption-attachment-2288602\" style=\"width: 755px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/ferfi-plvas-level-szoba.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2288602\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/ferfi-plvas-level-szoba-755x475.jpg\" alt=\"K\u00f6z\u00e9pkor\u00fa gondterhelt f\u00e9rfi levelet olvas a konyhaasztaln\u00e1l \u00fclve.\" width=\"755\" height=\"475\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/ferfi-plvas-level-szoba-755x475.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/ferfi-plvas-level-szoba-1536x967.jpg 1536w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/ferfi-plvas-level-szoba-556x350.jpg 556w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/ferfi-plvas-level-szoba.jpg 1700w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><\/a><figcaption id=\"caption-attachment-2288602\" class=\"wp-caption-text\">A lakoss\u00e1gi \u00e9s postai illet\u00e9kmentes \u00fcgyletek \u00e9rt\u00e9khat\u00e1ra 50 ezer forintr\u00f3l 150 000 forintra emelkedik,<br \/>az illet\u00e9k t\u00e9teles fels\u0151 korl\u00e1tja pedig 20 ezer forintr\u00f3l 30 ezer forintra emelkedik. Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>A most bejelentett korm\u00e1nyzati ad\u00f3javaslat szerint lakoss\u00e1gi megb\u00edz\u00e1sokn\u00e1l az illet\u00e9kmentes \u00f6sszeghat\u00e1rt <strong>50 ezer forintr\u00f3l 150 ezer forintra emelik<\/strong>, ami egy\u00e9rtelm\u0171en egy k\u00f6nny\u00edt\u00e9s a lakoss\u00e1gi megb\u00edz\u00e1sok eset\u00e9n.<\/p>\n<h2>Mit jelent a szigor\u00edt\u00e1s?<\/h2>\n<p>A friss ad\u00f3javaslat \u00e9rtelm\u00e9ben a tranzakci\u00f3s illet\u00e9k maxim\u00e1lis \u00f6sszege megb\u00edz\u00e1sonk\u00e9nt <strong>30 ezer forintra n\u0151 a kor\u00e1bbi 20 ezer forintos hat\u00e1rr\u00f3l<\/strong>.<\/p>\n<p>A jelenlegi szab\u00e1lyok alapj\u00e1n a lakoss\u00e1gi megb\u00edz\u00e1sokn\u00e1l 4&nbsp;494&nbsp;444 forint \u00e1tutal\u00e1sa eset\u00e9n terhelik be a maxim\u00e1lis illet\u00e9ket, az e f\u00f6l\u00f6tti utal\u00e1sokn\u00e1l marad a 20 ezer forintos ad\u00f3. A plafon megemel\u00e9s\u00e9vel a 4&nbsp;594&nbsp;444 forintot meghalad\u00f3 megb\u00edz\u00e1sok eset\u00e9n nagyobb ad\u00f3t fognak terhelni. 10 ezer forinttal emelkedik az illet\u00e9k m\u00e9rt\u00e9ke a 6&nbsp;816&nbsp;667 forintot el\u00e9r\u0151 megb\u00edz\u00e1sok eset\u00e9ben.<\/p>\n<p>A v\u00e1llalati tranzakci\u00f3kn\u00e1l kicsit m\u00e1s a helyzet, ott ugyanis nincs illet\u00e9kmentes r\u00e9sz. Ott 4 444 444 forintig nincs v\u00e1ltoz\u00e1s, afelett emelkedik az ad\u00f3 m\u00e9rt\u00e9ke. A maxim\u00e1lis 30 ezer forintos ad\u00f3szintet a 6 666 667 forintot el\u00e9r\u0151 \u00e1tutal\u00e1sokn\u00e1l terhelik be &#8211; \u00edrja a Portfolio.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/mindenszentek-boltok-nyitvatartas-2026\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/10\/bevasarlokosarak-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/mindenszentek-boltok-nyitvatartas-2026\/\" >Vas\u00e1rnapi boltz\u00e1r j\u00f6n: \u00edgy v\u00e1ltozik a Lidl, Aldi, Penny \u00e9s a t\u00f6bbi \u00fczlet nyitvatart\u00e1sa<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/mindenszentek-boltok-nyitvatartas-2026\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u00f6bb, ad\u00f3z\u00e1st \u00e9rint\u0151 t\u00f6rv\u00e9nyjavaslat is felker\u00fclt kedd este az Orsz\u00e1ggy\u0171l\u00e9s honlapj\u00e1ra, k\u00f6zt\u00fck a tranzakci\u00f3s illet\u00e9k szab\u00e1lyainak m\u00f3dos\u00edt\u00e1s\u00e1r\u00f3l sz\u00f3l\u00f3 el\u0151terjeszt\u00e9sek. A korm\u00e1ny egyes ter\u00fcleteken k\u00f6nny\u00edt\u00e9st, m\u00e1s esetekben viszont szigor\u00edt\u00e1st javasol, \u00edgy a v\u00e1ltoz\u00e1sok a lakoss\u00e1got \u00e9s a v\u00e1llalkoz\u00e1sokat is \u00e9rinthetik. Mutatjuk, mire lehet sz\u00e1m\u00edtani.<\/p>\n","protected":false},"author":7,"featured_media":2288602,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[243,15822,9512],"class_list":["post-2288583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-ado","tag-keszpenzfelvetel","tag-tranzakcios-illetek"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2288583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2288583"}],"version-history":[{"count":2,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2288583\/revisions"}],"predecessor-version":[{"id":2288603,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2288583\/revisions\/2288603"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2288602"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2288583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2288583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2288583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}