{"id":2276516,"date":"2026-02-01T12:23:27","date_gmt":"2026-02-01T11:23:27","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2276516"},"modified":"2026-02-01T12:23:27","modified_gmt":"2026-02-01T11:23:27","slug":"ingyenes-keszpenzfelvetel-limit-szabalyok","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/ingyenes-keszpenzfelvetel-limit-szabalyok\/","title":{"rendered":"Nagy v\u00e1ltoz\u00e1s az ATM-ekn\u00e9l h\u00e9tf\u0151t\u0151l: milyen automat\u00e1kn\u00e1l \u00e9l a kedvezm\u00e9ny?"},"content":{"rendered":"<p>A korm\u00e1ny d\u00f6nt\u00e9se \u00e9rtelm\u00e9ben minden h\u00f3napban 300 ezer forint \u00e9rt\u00e9kben, ak\u00e1r kett\u00e9 bontva, k\u00e9t alkalommal is felvehet\u0151 lesz k\u00f6lts\u00e9gmentesen k\u00e9szp\u00e9nz. Az elektronikus fizet\u00e9sek elterjed\u00e9se mellett a k\u00e9szp\u00e9nz tov\u00e1bbra is alapvet\u0151 fizet\u0151eszk\u00f6z, ez\u00e1ltal a k\u00e9szp\u00e9nzhez jut\u00e1s a magyar emberek p\u00e9nz\u00fcgyi \u00f6nrendelkez\u00e9s\u00e9nek alapja &#8211; k\u00f6z\u00f6lte vas\u00e1rnap a Nemzetgazdas\u00e1gi Miniszt\u00e9rium.<\/p>\n<figure id=\"attachment_2276517\" aria-describedby=\"caption-attachment-2276517\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2276517\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/02\/atm-keszpenzfelvetel-limit-755x503.jpg\" alt=\"Fiatal n\u0151 k\u00e9szp\u00e9nzt vesz fel egy bankautomat\u00e1b\u00f3l\" width=\"755\" height=\"503\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/02\/atm-keszpenzfelvetel-limit-755x503.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/02\/atm-keszpenzfelvetel-limit-525x350.jpg 525w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/02\/atm-keszpenzfelvetel-limit.jpg 1280w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2276517\" class=\"wp-caption-text\">Febru\u00e1rt\u00f3l minden automat\u00e1n\u00e1l n\u0151 az ingyenesen felvehet\u0151 k\u00e9szp\u00e9nz \u00f6sszege. (Fot\u00f3: Getty Images)<\/figcaption><\/figure>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/lidl-parkside-szerszamok-titkok-barkacs\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/01\/GettyImages-1200225496-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/lidl-parkside-szerszamok-titkok-barkacs\/\" >Ki \u00e1ll val\u00f3j\u00e1ban a Parkside szersz\u00e1mm\u00e1rka m\u00f6g\u00f6tt?<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/lidl-parkside-szerszamok-titkok-barkacs\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n<p>Kor\u00e1bbi cikk\u00fcnkben m\u00e1r r\u00e9szletesen besz\u00e1moltunk az<strong><a href=\"https:\/\/www.startlap.hu\/vasarlas\/ingyenes-keszpenzfelvetel-duplazodas-bukas\/\" target=\"_blank\" rel=\"noopener\"> ingyenes p\u00e9nzfelv\u00e9tel<\/a><\/strong> szab\u00e1ly\u00e1nak v\u00e1ltoz\u00e1s\u00e1r\u00f3l, felsorolva a legfontosabb buktat\u00f3kat<\/p>\n<ul>\n<li>a kedvezm\u00e9ny nem k\u00f6zvetlen\u00fcl szem\u00e9lyhez, hanem valamely banksz\u00e1ml\u00e1dhoz k\u00f6t\u0151dik;<\/li>\n<li>a bankfi\u00f3ki p\u00e9nzfelv\u00e9telre nem vonatkozik az ingyeness\u00e9g;<\/li>\n<li>az ingyeness\u00e9g nem mindig j\u00e1r automatikusan, <strong><a href=\"https:\/\/www.startlap.hu\/vasarlas\/ingyenes-keszpenzfelvetel-bankok-nyilatkozattetel-forint\/\" target=\"_blank\" rel=\"noopener\">nyilatkozni<\/a><\/strong> kell az \u00e9rintett bankn\u00e1l;<\/li>\n<li>a 300 ezer forintos keret az els\u0151 k\u00e9t k\u00e9szp\u00e9nzfelv\u00e9telre vonatkozik, ha k\u00e9tszer 20 ezer forintot veszel fel, a k\u00f6vetkez\u0151 p\u00e9nzfelv\u00e9tel m\u00e1r nem ingyenes.<\/li>\n<\/ul>\n<p>Arra a k\u00e9rd\u00e9sre azonban nem kaptunk v\u00e1laszt, hogy a kedvezm\u00e9ny <strong><a href=\"https:\/\/www.startlap.hu\/vasarlas\/magnetbank-polgaribank-megszunes-bankkartya\/\" target=\"_blank\" rel=\"noopener\">bankt\u00f3l<\/a><\/strong> f\u00fcggetlen\u00fcl b\u00e1rmely automat\u00e1ban \u00e9rv\u00e9nyes\u00edthet\u0151 lesz-e.<\/p>\n<h2>Melyik automat\u00e1ban vehetsz fel ingyenesen k\u00e9szp\u00e9nzt?<\/h2>\n<p>A miniszt\u00e9riumi k\u00f6zlem\u00e9ny szerint a bankoknak biztos\u00edtaniuk kell \u00fcgyfeleik sz\u00e1m\u00e1ra a kedvezm\u00e9nyes k\u00e9szp\u00e9nzhozz\u00e1f\u00e9r\u00e9s jogszab\u00e1ly adta lehet\u0151s\u00e9g\u00e9t. Az ingyeness\u00e9g minden d\u00edjra \u00e9s k\u00f6lts\u00e9gteherre vonatkozik, \u00edgy <strong>a tranzakci\u00f3s illet\u00e9k sem h\u00e1r\u00edthat\u00f3 \u00e1t a lakoss\u00e1gra<\/strong>.<\/p>\n<p>Nincs k\u00f6t\u00f6tts\u00e9g abban sem, hogy melyik szolg\u00e1ltat\u00f3 automat\u00e1j\u00e1b\u00f3l k\u00edv\u00e1n valaki p\u00e9nzt felvenni, hiszen<strong> egyform\u00e1n ingyenes a saj\u00e1t \u00e9s az idegen automata haszn\u00e1lat\u00e1nak eset\u00e9ben is<\/strong>. Mindezt a korm\u00e1ny szigor\u00faan ellen\u0151rizni fogja &#8211; tett\u00e9k hozz\u00e1.<\/p>\n<p>(MTI)<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/atm-csalasellenes-keszpenz-felvetel-szabalyok-valtozas\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2026\/01\/GettyImages-1977075709-2-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/atm-csalasellenes-keszpenz-felvetel-szabalyok-valtozas\/\" >V\u00e1ltoz\u00e1s az \u00e9jszakai k\u00e9szp\u00e9nzfelv\u00e9teln\u00e9l: az ATM-ekn\u00e9l \u00faj csal\u00e1s elleni rendszer l\u00e9pett hat\u00e1lyba &#8211; \u00edgy m\u0171k\u00f6dik<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/atm-csalasellenes-keszpenz-felvetel-szabalyok-valtozas\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A korm\u00e1ny febru\u00e1r 1-t\u0151l dupl\u00e1j\u00e1ra, azaz 150 ezer forintr\u00f3l 300 ezer forintra emelte az ingyenes k\u00e9szp\u00e9nzfelv\u00e9tel \u00e9rt\u00e9khat\u00e1r\u00e1t<\/p>\n","protected":false},"author":14,"featured_media":2276517,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[7124,19434,15822],"class_list":["post-2276516","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-atm","tag-dijmentes-keszpenzfelvetel","tag-keszpenzfelvetel"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2276516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2276516"}],"version-history":[{"count":1,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2276516\/revisions"}],"predecessor-version":[{"id":2276518,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2276516\/revisions\/2276518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2276517"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2276516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2276516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2276516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}