{"id":2267405,"date":"2025-08-13T18:48:16","date_gmt":"2025-08-13T16:48:16","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2267405"},"modified":"2025-08-13T20:09:55","modified_gmt":"2025-08-13T18:09:55","slug":"otthon-start-3-szazalekos-lakashitel-budapest","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/otthon-start-3-szazalekos-lakashitel-budapest\/","title":{"rendered":"3 sz\u00e1zal\u00e9kos lak\u00e1shitel: ez nem fog tetszeni a budapestieknek"},"content":{"rendered":"<p>Egy \u00faj keres\u00e9si funkci\u00f3val b\u0151v\u00edtette k\u00edn\u00e1lat\u00e1t az ingatlan.com, amelynek seg\u00edts\u00e9g\u00e9vel egyszer\u0171bben fellelhet\u0151k az Otthon Start program felt\u00e9teleinek megfelel\u0151 ingatlanok &#8211; \u00edrja a <strong><a href=\"https:\/\/www.hirstart.hu\/site\/relocate.php?rssid=498&amp;rsspid=3&amp;ctype=rss&amp;id=39834593&amp;chk=0aa048bdede4f37682a453ab580941dc&amp;url=https%3A%2F%2Fforbes.hu%2Fpenz%2Fotthon-start-ingatlan-szuro-negyzetmeterar%2F%3Futm_source%3Dhirstart%26utm_medium%3Dreferral%26utm_campaign%3Dhiraggregator\" target=\"_blank\" target=\"_blank\" rel=\"noopener\">Forbes.hu<\/a><\/strong>.&nbsp;<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/kave-reggel-tej-novenyi-alternativa-tippek-osszetetel\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/08\/kave-3_11zon-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/kave-reggel-tej-novenyi-alternativa-tippek-osszetetel\/\" >Melyik a legjobb tej a k\u00e1v\u00e9hoz? A v\u00e1lasz sokakat meglephet<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/kave-reggel-tej-novenyi-alternativa-tippek-osszetetel\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n<p>Ez alapj\u00e1n j\u00f3l l\u00e1that\u00f3 elt\u00e9r\u00e9sek mutatkoznak a v\u00e1rosok k\u00f6z\u00f6tt abban, hogy a helyi k\u00edn\u00e1lat mekkora h\u00e1nyad\u00e1t teszik ki a kedvezm\u00e9nyes, 3 sz\u00e1zal\u00e9kos hitelre alkalmas lak\u00e1sok \u00e9s h\u00e1zak sz\u00e1ma.<\/p>\n<h2>Min\u00e9l nagyobb egy v\u00e1ros, ann\u00e1l kevesebb lak\u00e1sn\u00e1l haszn\u00e1lhat\u00f3 a 3 sz\u00e1zal\u00e9kos hitel<\/h2>\n<p>Ennek eredm\u00e9nyek\u00e9ppen a port\u00e1lon szerepl\u0151 t\u00f6bb mint 135 ezer elad\u00f3 lak\u00f3ingatlan-hirdet\u00e9s k\u00f6z\u00fcl <strong>102 ezer felel meg a program felt\u00e9teleinek<\/strong>, melynek \u00e9rtelm\u00e9ben a <strong>n\u00e9gyzetm\u00e9ter\u00e1r nem haladhatja meg az 1,5 milli\u00f3 forintot<\/strong>, a kedvezm\u00e9nyes, 3 sz\u00e1zal\u00e9kos kamatoz\u00e1s\u00fa hitel pedig legfeljebb 100 milli\u00f3 forintos lak\u00e1s vagy 150 milli\u00f3 forintos h\u00e1z v\u00e1s\u00e1rl\u00e1s\u00e1ra haszn\u00e1lhat\u00f3 fel.<\/p>\n<figure id=\"attachment_2267413\" aria-describedby=\"caption-attachment-2267413\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2267413\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/08\/lakas_otthon_kulcs_-755x491.jpg\" alt=\"Lak\u00e1skulcs \u00e9s kis h\u00e1zik\u00f3 egy sz\u00e1mol\u00f3g\u00e9p mellett\" width=\"755\" height=\"491\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/08\/lakas_otthon_kulcs_-755x491.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/08\/lakas_otthon_kulcs_-538x350.jpg 538w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/08\/lakas_otthon_kulcs_.jpg 1200w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2267413\" class=\"wp-caption-text\">Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>Jelent\u0151s k\u00fcl\u00f6nbs\u00e9gek figyelhet\u0151k meg az egyes v\u00e1rmegyesz\u00e9khelyek k\u00f6z\u00f6tt. B\u00e9k\u00e9scsab\u00e1n p\u00e9ld\u00e1ul majdnem a teljes k\u00edn\u00e1lat megfelel a k\u00f6vetelm\u00e9nyeknek, hiszen az \u00f6sszes meghirdetett lak\u00e1s \u00e9s a h\u00e1zak <strong>96,5 sz\u00e1zal\u00e9ka is alkalmas a programra<\/strong>. Salg\u00f3tarj\u00e1nban viszont m\u00e1r a helyi k\u00edn\u00e1lat <strong>99 sz\u00e1zal\u00e9ka vonhat\u00f3 be a programba<\/strong>. Mindek\u00f6zben, <strong>89 sz\u00e1zal\u00e9kos ar\u00e1ny<\/strong> figyelhet\u0151 meg Gy\u0151rben.<\/p>\n<h2>A f\u0151v\u00e1rosban m\u00e1r m\u00e1s a helyzet<\/h2>\n<p>Budapest azonban kiv\u00e9telt k\u00e9pez a sorban. A f\u0151v\u00e1rosban a program felt\u00e9teleinek megfelel\u0151 lak\u00e1sok ar\u00e1nya mind\u00f6ssze 40 sz\u00e1zal\u00e9k, m\u00edg a h\u00e1zak eset\u00e9ben is csup\u00e1n 46 sz\u00e1zal\u00e9k felel meg a 3 sz\u00e1zal\u00e9kos hitel krit\u00e9riumainak.<\/p>\n<p>Az orsz\u00e1gos \u00e1tlagn\u00e1l l\u00e9nyegesen alacsonyabb budapesti ar\u00e1nyok a magasabb ingatlan\u00e1rakra vezethet\u0151k vissza, mivel sz\u00e1mos f\u0151v\u00e1rosi ingatlan \u00e1ra t\u00fall\u00e9pi az Otthon Start programban a <a href=\"https:\/\/www.startlap.hu\/vasarlas\/otthon-start-lakashitel-onero\/\" target=\"_blank\" rel=\"noopener\"><strong>3 sz\u00e1zal\u00e9kos hitellel<\/strong><\/a> kapcsolatos r\u00f6gz\u00edtett \u00e9rt\u00e9khat\u00e1rokat.<\/p>\n<p>A szak\u00e9rt\u0151 hozz\u00e1tette, hogy Budapesten p\u00e9ld\u00e1ul az elad\u00f3 t\u00e1rsash\u00e1zi lak\u00e1sok \u00e1tlagos n\u00e9gyzetm\u00e9ter\u00e1ra jelenleg 1,4 milli\u00f3 forint k\u00f6r\u00fcl mozog.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/lidl-parkside-akkumulator-porszivo-akcio\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/11\/lidl-logo-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/lidl-parkside-akkumulator-porszivo-akcio\/\" >Meg\u00e9rkezett a v\u00e1rva v\u00e1rt Parkside-g\u00e9p &#8211; indulhat a roham a Lidlbe<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/lidl-parkside-akkumulator-porszivo-akcio\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Egy \u00faj keres\u00e9si funkci\u00f3val b\u0151v\u00fclt az Ingatlan.com: ez alapj\u00e1n Budapesten a legnagyobb az irrelev\u00e1ns lak\u00e1sok ar\u00e1nya az orsz\u00e1gban a lak\u00e1shitel szempontj\u00e1b\u00f3l.<\/p>\n","protected":false},"author":8,"featured_media":2267413,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[14909,19751,19750],"class_list":["post-2267405","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-ingatlan-com","tag-kedvezmenyes-lakashitel","tag-otthon-start"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2267405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2267405"}],"version-history":[{"count":12,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2267405\/revisions"}],"predecessor-version":[{"id":2267419,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2267405\/revisions\/2267419"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2267413"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2267405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2267405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2267405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}