{"id":2265092,"date":"2025-07-07T19:33:36","date_gmt":"2025-07-07T17:33:36","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2265092"},"modified":"2025-07-07T19:08:00","modified_gmt":"2025-07-07T17:08:00","slug":"lakashitel-3-szazalek-alberlet","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/lakashitel-3-szazalek-alberlet\/","title":{"rendered":"A 3%-os lak\u00e1shitel odacsaphat az alb\u00e9rletpiacnak"},"content":{"rendered":"

A 3 sz\u00e1zal\u00e9kos kamattal k\u00edn\u00e1lt, legfeljebb 50 milli\u00f3 forintos Otthon Start hitelprogram<\/a> vonz\u00f3 lehet\u0151s\u00e9get k\u00edn\u00e1l az els\u0151 lak\u00e1sukat v\u00e1s\u00e1rl\u00f3knak, \u00e9s az Ingatlan.com elemz\u00e9se szerint ez a b\u00e9rl\u00e9s helyett sokakat a tulajdonszerz\u00e9s fel\u00e9 terelhet \u2013 f\u0151k\u00e9nt Budapesten \u00e9s a nagyv\u00e1rosokban. Egy \u00e1tlagos, 50 n\u00e9gyzetm\u00e9teres budapesti haszn\u00e1lt lak\u00e1sn\u00e1l p\u00e9ld\u00e1ul a havi hitelt\u00f6rleszt\u0151 (kb. 237 ezer forint) alacsonyabb lehet, mint a b\u00e9rleti d\u00edj (kb. 250 ezer forint), b\u00e1r az \u00f6ner\u0151 \u2013 \u00e1tlagosan 17 milli\u00f3 forint \u2013 tov\u00e1bbra is komoly felt\u00e9tel marad \u2013 \u00edrja a Forbes<\/a>.<\/p>\n

\"Fiatal
fot\u00f3: Getty Images<\/figcaption><\/figure>\n

Balogh L\u00e1szl\u00f3, az Ingatlan.com vezet\u0151 gazdas\u00e1gi szak\u00e9rt\u0151je szerint kilenc f\u0151v\u00e1rosi ker\u00fcletben is megval\u00f3s\u00edthat\u00f3 a 10 sz\u00e1zal\u00e9kos \u00f6ner\u0151, amely ezekben az esetekben 4,4\u20136,9 milli\u00f3 forint k\u00f6z\u00f6tt mozog.<\/p>\n

Vid\u00e9ken is n\u00e9pszer\u0171bb opci\u00f3 lett a v\u00e1s\u00e1rl\u00e1s<\/h2>\n

A v\u00e1rmegyesz\u00e9khelyeken a havi t\u00f6rleszt\u0151 \u00e9s a b\u00e9rleti d\u00edj k\u00f6zti k\u00fcl\u00f6nbs\u00e9g jellemz\u0151en n\u00e9h\u00e1ny ezer forint, az \u00f6ner\u0151 viszont sehol nem haladja meg az 5,1 milli\u00f3 forintot.<\/strong><\/p>\n

A legkeresettebb ingatlanok a 30\u201345 n\u00e9gyzetm\u00e9teres garzonlak\u00e1sok lehetnek, els\u0151sorban a nagyv\u00e1rosokban. A f\u0151v\u00e1ros mellett p\u00e9ld\u00e1ul Debrecenben is hasonl\u00f3 a helyzet: a t\u00f6rleszt\u0151 versenyk\u00e9pes a b\u00e9rleti d\u00edjjal, mik\u00f6zben az \u00f6ner\u0151 sokkal kisebb. A t\u00f6bbi vid\u00e9ki nagyv\u00e1rosban \u00e9s egyetemv\u00e1rosban is n\u0151het a v\u00e1s\u00e1rl\u00e1si kedv, m\u00e9g ha ott a b\u00e9rleti d\u00edjak alacsonyabbak is \u2013 hiszen az alacsonyabb \u00e1rakhoz kisebb \u00f6ner\u0151 is el\u00e9g.<\/p>\n

\n\t
\n\t\t\n\t\t\t\n\t\t<\/a>\n\t<\/div>\n\t
\n\t\tEz is \u00e9rdekelhet:<\/span>\n\t\t

\n\t\t\tItt a mobilok list\u00e1ja, amik ingyen csatlakoznak a Starlink m\u0171holdas internethez<\/a>\n\t\t<\/h3>\n\t\tElolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Az Otthon Start program elindul\u00e1s\u00e1val jelent\u0151sen \u00e1talakulhat az alb\u00e9rletpiac: sok fiatalnak most el\u0151sz\u00f6r re\u00e1lis alternat\u00edva a saj\u00e1t lak\u00e1s v\u00e1s\u00e1rl\u00e1sa.<\/p>\n","protected":false},"author":64,"featured_media":2265094,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[939,3569,4891],"class_list":["post-2265092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-alberlet","tag-lakashitel","tag-lakasvasarlas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2265092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/64"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2265092"}],"version-history":[{"count":4,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2265092\/revisions"}],"predecessor-version":[{"id":2265138,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2265092\/revisions\/2265138"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2265094"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2265092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2265092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2265092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}