{"id":2262195,"date":"2025-05-09T18:45:36","date_gmt":"2025-05-09T16:45:36","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2262195"},"modified":"2025-05-09T18:45:36","modified_gmt":"2025-05-09T16:45:36","slug":"lakasbiztositas-onkentes-dijkorlatozas","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/lakasbiztositas-onkentes-dijkorlatozas\/","title":{"rendered":"Itt a lista: ezek a biztos\u00edt\u00f3k nem emelik egy \u00e9vig a d\u00edjakat"},"content":{"rendered":"<p>\u00dajabb biztos\u00edt\u00f3k k\u00f6z\u00f6lt\u00e9k p\u00e9nteken, hogy \u00f6nk\u00e9ntes v\u00e1llal\u00e1sk\u00e9nt egy \u00e9vig nem emelik lak\u00e1sbiztos\u00edt\u00e1si d\u00edjaikat a Nemzetgazdas\u00e1gi Miniszt\u00e9rium (NGM) <strong><a href=\"https:\/\/www.startlap.hu\/vasarlas\/biztositas-dijak-onkentes-arkorlatozas-inflacio-nagy-marton\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u00f6nk\u00e9ntes d\u00edjkorl\u00e1toz\u00e1sra<\/a><\/strong> ir\u00e1nyul\u00f3 k\u00e9r\u00e9se alapj\u00e1n.<\/p>\n<figure id=\"attachment_2262197\" aria-describedby=\"caption-attachment-2262197\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2262197\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/05\/GettyImages-1421461306-755x510.jpg\" alt=\"Lak\u00e1sbiztos\u00edt\u00e1s d\u00edjemel\u00e9s\" width=\"755\" height=\"510\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/05\/GettyImages-1421461306-755x510.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/05\/GettyImages-1421461306-1536x1037.jpg 1536w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/05\/GettyImages-1421461306-2048x1383.jpg 2048w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/05\/GettyImages-1421461306-518x350.jpg 518w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2262197\" class=\"wp-caption-text\">Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>A biztos\u00edt\u00f3k egys\u00e9gesen 6 sz\u00e1zal\u00e9kot meg nem halad\u00f3 \u00e9ves fogyaszt\u00f3i \u00e1rindex eset\u00e9re v\u00e1llalj\u00e1k, hogy a lakoss\u00e1gi \u00fcgyfelekkel 2025. j\u00falius 1. \u00e9s 2026. j\u00fanius 30. k\u00f6z\u00f6tti kock\u00e1zatvisel\u00e9si kezdettel k\u00f6t\u00f6tt&nbsp;<\/p>\n<blockquote class=\"article__extraTxt\"><p>\u00faj lak\u00e1sbiztos\u00edt\u00e1si szerz\u0151d\u00e9sekn\u00e9l a d\u00edj v\u00e1ltozatlan felt\u00e9telek eset\u00e9n nem haladja meg a 2024. december 31-i d\u00edjat 2026. j\u00fanius 30-ig.<\/p><\/blockquote>\n<p>A mag\u00e1nszem\u00e9lyek meglev\u0151 szerz\u0151d\u00e9seinek d\u00edja &#8211; v\u00e1ltozatlan fedezetn\u00e9l &#8211; nem n\u0151 a 2025. j\u00falius 1. \u00e9s 2026. j\u00fanius 30. k\u00f6z\u00e9 es\u0151 biztos\u00edt\u00e1si \u00e9vfordul\u00f3kt\u00f3l sz\u00e1m\u00edtott 1 \u00e9vben. Ugyanakkor az alulbiztos\u00edtotts\u00e1g elker\u00fcl\u00e9se \u00e9rdek\u00e9ben a biztos\u00edt\u00e1si \u00f6sszegek a szerz\u0151d\u00e9si felt\u00e9telekben meghat\u00e1rozottak szerint k\u00f6vetik az el\u0151z\u0151 id\u0151szak infl\u00e1ci\u00f3j\u00e1t.<\/p>\n<p>Az \u00f6nk\u00e9ntes korl\u00e1toz\u00e1shoz csatlakoz\u00e1sr\u00f3l p\u00e9nteken t\u00e1j\u00e9koztatott <strong>az UNIQA Biztos\u00edt\u00f3, a CIG Pann\u00f3nia Els\u0151 Magyar \u00c1ltal\u00e1nos Biztos\u00edt\u00f3., a Gr\u00e1nit Biztos\u00edt\u00f3, a K&amp;H Biztos\u00edt\u00f3, a Groupama Biztos\u00edt\u00f3, a Generali Biztos\u00edt\u00f3, a Genertel Biztos\u00edt\u00f3 \u00e9s a K\u00f6BE K\u00f6z\u00e9p-eur\u00f3pai K\u00f6lcs\u00f6n\u00f6s Biztos\u00edt\u00f3 Egyes\u00fclet<\/strong>, cs\u00fct\u00f6rt\u00f6k\u00f6n <strong>az Allianz Hung\u00e1ria, az Alfa Biztos\u00edt\u00f3, az UNION Biztos\u00edt\u00f3, valamint a Colonnade Insurance S.A. Magyarorsz\u00e1gi Fi\u00f3ktelepe<\/strong>.<\/p>\n<p>Az NGM \u00e9s a Magyar Biztos\u00edt\u00f3k Sz\u00f6vets\u00e9ge egyeztet\u00e9seinek eredm\u00e9nyek\u00e9nt sz\u00fcletett meg az \u00e1gazati meg\u00e1llapod\u00e1s, amelynek c\u00e9lja, hogy ideiglenesen korl\u00e1tozza a lak\u00e1sbiztos\u00edt\u00e1si d\u00edjak emelked\u00e9s\u00e9t.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankok-keszpenz-tartalek-kibertamadas\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/04\/tartalekpenz-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankok-keszpenz-tartalek-kibertamadas\/\" >P\u00e9ld\u00e1tlan figyelmeztet\u00e9st adtak ki a bankok: mindenki tartson otthon k\u00e9szp\u00e9nzt, vesz\u00e9lyes h\u00f3napok k\u00f6vetkeznek<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankok-keszpenz-tartalek-kibertamadas\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Egyre t\u00f6bb biztos\u00edt\u00f3 jelezte, hogy egy \u00f6nk\u00e9ntes v\u00e1llal\u00e1shoz csatlakozva egy \u00e9vig nem emelik lak\u00e1sbiztos\u00edt\u00e1si d\u00edjaikat.<\/p>\n","protected":false},"author":14,"featured_media":2262197,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[19405,19500],"class_list":["post-2262195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-dijemeles","tag-lakasbiztositas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2262195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2262195"}],"version-history":[{"count":2,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2262195\/revisions"}],"predecessor-version":[{"id":2262205,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2262195\/revisions\/2262205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2262197"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2262195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2262195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2262195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}