{"id":2260970,"date":"2025-04-16T12:49:24","date_gmt":"2025-04-16T10:49:24","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2260970"},"modified":"2025-04-16T12:49:24","modified_gmt":"2025-04-16T10:49:24","slug":"bank-sms-dij-csokkentes-ingyenes-app-push-ertesites","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/bank-sms-dij-csokkentes-ingyenes-app-push-ertesites\/","title":{"rendered":"Ez\u00e9rt mondanak fel t\u00f6megek egy gyakori banki szolg\u00e1ltat\u00e1st &#8211; t\u00edzezreket sp\u00f3rolhatnak az \u00fcgyfelek"},"content":{"rendered":"<p>Az ingyenesen ig\u00e9nyelhet\u0151 \u00e9s haszn\u00e1lhat\u00f3 alapsz\u00e1ml\u00e1t lesz\u00e1m\u00edtva a legt\u00f6bb banksz\u00e1ml\u00e1val extra szolg\u00e1ltat\u00e1sokat is kapunk, amik gyakran jelent\u0151s \u00f6sszegbe ker\u00fclnek. Az egyik leggyakoribb \u00e9s legdr\u00e1g\u00e1bb t\u00e9tel a banksz\u00e1ml\u00e1khoz kapcsol\u00f3d\u00f3an az <strong>SMS-\u00e9rtes\u00edt\u00e9sek d\u00edja<\/strong>, \u00edrja a <a href=\"https:\/\/bankmonitor.hu\/mediatar\/cikk\/hogyan-sporolj-50-ezret-a-bankszamladon-a-dijcsokkentesen-felul\/\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">Bankmonitor<\/a>. \u00c9vi szinten ez ak\u00e1r 50 ezer forintos k\u00f6lts\u00e9get is jelenthet: ezt azonban k\u00f6nnyen cs\u00f6kkenthetj\u00fck, mutatjuk, hogyan!<\/p>\n<h2>Ezek a lehet\u0151s\u00e9geink<\/h2>\n<p>\u00c1tlagosan 50 forintba ker\u00fcl egy <a href=\"https:\/\/www.startlap.hu\/vasarlas\/telekom-sms-csalas-lejaro-pontok-link\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u00fczenet<\/a>, \u00e9s norm\u00e1l sz\u00e1mlahaszn\u00e1lat mellett naponta \u00e1tlagosan 3 \u00fczenetet kapunk, melyek a k\u00f6vetkez\u0151k lehetnek:<\/p>\n<ul>\n<li>bankk\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1sok<\/li>\n<li>kimen\u0151 forgalom (k\u00e9szp\u00e9nzfelv\u00e9tel, \u00e1tutal\u00e1sok, \u00e1lland\u00f3 \u00e1tutal\u00e1sok, csoportos beszed\u00e9sek)<\/li>\n<li>be\u00e9rkez\u0151 \u00f6sszegek (jellemz\u0151en 1 alkalommal a havi j\u00f6vedelem)<\/li>\n<\/ul>\n<figure id=\"attachment_2249896\" aria-describedby=\"caption-attachment-2249896\" style=\"width: 755px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2024\/07\/sms.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2249896\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2024\/07\/sms-755x503.jpg\" alt=\"SMS-\u00fczenet egy mobiltelefon kijelz\u0151j\u00e9n\" width=\"755\" height=\"503\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2024\/07\/sms-755x503.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2024\/07\/sms-525x350.jpg 525w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2024\/07\/sms.jpg 1200w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><\/a><figcaption id=\"caption-attachment-2249896\" class=\"wp-caption-text\">Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>Ezzel sz\u00e1molva a k\u00f6lts\u00e9geink \u00edgy alakulhatnak:<\/p>\n<p>1.) <strong>Teljesk\u00f6r\u0171 SMS-szolg\u00e1ltat\u00e1s eset\u00e9n:<\/strong> ha minden bej\u00f6v\u0151 \u00e9s kimen\u0151 tranzakci\u00f3r\u00f3l kapunk \u00e9rtes\u00edt\u00e9st, akkor \u00e1tlagosan havi 3 SMS-t is jelenthet, ez pedig havonta 30 nappal sz\u00e1molva \u00e9ves szinten <strong>54 ezer forintos k\u00f6lts\u00e9ggel j\u00e1r.<\/strong><\/p>\n<p>2.) <strong>R\u00e9szleges \u00e9rtes\u00edt\u00e9sekkel: <\/strong>hat\u00e9kony k\u00f6lts\u00e9gcs\u00f6kkent\u0151 m\u00f3dszer, ha <strong>csak az \u00f6tezer forint feletti tranzakci\u00f3kr\u00f3l \u00e9rkezik \u00e9rtes\u00edt\u00e9st.<\/strong> Maradva a 30 napos p\u00e9ld\u00e1n\u00e1l, 50 forintos sms-d\u00edjjal \u00e9s felt\u00e9telezve, hogy a tranzakci\u00f3k nagyj\u00e1b\u00f3l 60 sz\u00e1zal\u00e9ka 5 ezer forint feletti: az \u00e9ves kiad\u00e1s ebben az esetben <strong>30 ezer forint.<\/strong><\/p>\n<p>3.) <strong>Push-\u00e9rtes\u00edt\u00e9sek:<\/strong> a legt\u00f6bb bank ma m\u00e1r k\u00edn\u00e1l <strong>ingyenes mobilalkalmaz\u00e1st, ahol az \u00e9rtes\u00edt\u00e9sek d\u00edjmentesen jelennek meg.<\/strong> Ezek seg\u00edts\u00e9g\u00e9vel ugyanazt az inform\u00e1ci\u00f3t kaphatjuk, mint SMS-ben \u2013 csak \u00e9ppen <strong>0 forint\u00e9rt.<\/strong><\/p>\n<p>A d\u00edjak bankonk\u00e9nt \u00e9s felhaszn\u00e1l\u00f3nk\u00e9nt elt\u00e9r\u0151ek lehetnek \u2013 van olyan p\u00e9nzint\u00e9zet, ahol az alap havid\u00edj mellett olcs\u00f3bb darabd\u00edja van az sms-nek, van aki t\u00f6bbet tranzakt\u00e1l havonta, \u00e9s term\u00e9szetesen van, aki kevesebbet. Mindezek alapj\u00e1n havi szinten 1500\u20135000 Ft, \u00e9vente pedig<\/p>\n<blockquote class=\"article__extraTxt\"><p>ak\u00e1r 50-70 ezer forint k\u00f6lts\u00e9get is jelenthet csup\u00e1n ez az egy szolg\u00e1ltat\u00e1s.<\/p><\/blockquote>\n<h2>\u00cdgy cs\u00f6kkents\u00fck a k\u00f6lts\u00e9geket<\/h2>\n<p>Az okostelefonnal rendelkez\u0151 felhaszn\u00e1l\u00f3knak \u00e9rdemes lehet let\u00f6lteni a bankjuk internetes alkalmaz\u00e1s\u00e1t, hogy \u00e1t\u00e1llhassanak a k\u00f6lts\u00e9gmentes push-\u00e9rtes\u00edt\u00e9sekre. \u00cdme a teend\u0151k l\u00e9p\u00e9sr\u0151l l\u00e9p\u00e9sre:<\/p>\n<ol>\n<li><strong>T\u00f6ltsd le<\/strong> bankod mobilalkalmaz\u00e1s\u00e1t, ha eddig m\u00e9g nem tetted.<\/li>\n<li><strong>Jelentkezz be<\/strong>, \u00e9s keresd meg az \u00e9rtes\u00edt\u00e9si be\u00e1ll\u00edt\u00e1sokat.<\/li>\n<li><strong>Kapcsold ki az SMS-\u00e9rtes\u00edt\u00e9seket<\/strong>, \u00e9s aktiv\u00e1ld a push-\u00e9rtes\u00edt\u00e9seket.<\/li>\n<li><strong>Teszteld<\/strong> egy kisebb tranzakci\u00f3val, hogy val\u00f3ban megjelenik-e az \u00e9rtes\u00edt\u00e9s<\/li>\n<\/ol>\n<p>Ezt a lehet\u0151s\u00e9get m\u00e1r gyakorlatilag az \u00f6sszes hazai nagybank lehet\u0151v\u00e9 teszi, d\u00edjmentesen.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/revolut-wise-fintech-banki-koltsegek-atm-rendelet\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/04\/revolut-2_11zon-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/revolut-wise-fintech-banki-koltsegek-atm-rendelet\/\" >B\u00facs\u00fat inthet a Revolut Magyarorsz\u00e1gnak, ha ez megt\u00f6rt\u00e9nik<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/revolut-wise-fintech-banki-koltsegek-atm-rendelet\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Gyakran \u00e9szre sem vessz\u00fck, mennyi p\u00e9nzbe ker\u00fclnek a banksz\u00e1ml\u00e1nkhoz tartoz\u00f3 szolg\u00e1ltat\u00e1sok. Ak\u00e1r \u00e9vi 50 ezer forintot is megsp\u00f3rolhatsz ezzel a l\u00e9p\u00e9ssel!<\/p>\n","protected":false},"author":63,"featured_media":2249896,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[1192,13007,10086,9247],"class_list":["post-2260970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-bank","tag-online-bankolas","tag-sms","tag-sporolas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2260970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2260970"}],"version-history":[{"count":3,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2260970\/revisions"}],"predecessor-version":[{"id":2260989,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2260970\/revisions\/2260989"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2249896"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2260970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2260970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2260970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}