{"id":2258726,"date":"2025-03-04T15:03:42","date_gmt":"2025-03-04T14:03:42","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2258726"},"modified":"2025-03-04T15:08:42","modified_gmt":"2025-03-04T14:08:42","slug":"nyugdijas-dontes","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/nyugdijas-dontes\/","title":{"rendered":"Hathavi nyugd\u00edjat \u00e9rinthet &#8211; j\u00faliusig rengeteg embernek kell d\u00f6ntenie"},"content":{"rendered":"<p>A megfelel\u0151 id\u0151pont kiv\u00e1laszt\u00e1sa az \u00f6regs\u00e9gi <strong><a href=\"https:\/\/www.startlap.hu\/vasarlas\/politikai-uldoztetes-ellatas-allam-kormany-emeles\/\" target=\"_blank\" rel=\"noopener noreferrer\">nyugd\u00edj<\/a><\/strong> ig\u00e9nyl\u00e9s\u00e9re nem mindig egyszer\u0171 feladat. Sz\u00e1mos t\u00e9nyez\u0151t \u00e9rdemes m\u00e9rlegelni: mi a teend\u0151, ha t\u00fal kor\u00e1n ny\u00fajtottuk be a nyugd\u00edjk\u00e9relmet? Van m\u00f3d a d\u00f6nt\u00e9s m\u00f3dos\u00edt\u00e1s\u00e1ra?<\/p>\n<p>A nyugd\u00edjt\u00f6rv\u00e9ny szerint a nyugd\u00edjaz\u00e1s id\u0151pontj\u00e1t t\u00f6bb t\u00e9nyez\u0151 is befoly\u00e1solhatja, a nyugd\u00edjkorhat\u00e1r bet\u00f6lt\u00e9s\u00e9t\u0151l kezdve &#8211; \u00edrja az <strong><a href=\"https:\/\/www.hirstart.hu\/site\/relocate.php?rssid=1516&amp;rsspid=3&amp;ctype=rss&amp;id=36324083&amp;chk=cdbb865a6e0b84715999211116efe9b3&amp;url=https%3A%2F%2Finfostart.hu%2Fbelfold%2F2025%2F03%2F04%2Fjuliusig-fontos-dontest-kell-meghozni-egyes-nyugdijasoknak-akar-hathavi-jutatast-is-erhet\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">Infostart.hu<\/a><\/strong>.<\/p>\n<p>Az egyik meghat\u00e1roz\u00f3 t\u00e9nyez\u0151 a nyugd\u00edj \u00f6sszege, amely <strong>att\u00f3l is f\u00fcgghet, hogy melyik \u00e9vben t\u00f6rt\u00e9nik a nyugd\u00edjaz\u00e1s<\/strong>. \u00d6regs\u00e9gi teljes nyugd\u00edj annak j\u00e1r, aki el\u00e9rte a r\u00e1 vonatkoz\u00f3 nyugd\u00edjkorhat\u00e1rt, \u00e9s <strong>legal\u00e1bb h\u00fasz \u00e9v szolg\u00e1lati id\u0151t szerzett.<\/strong><\/p>\n<figure id=\"attachment_2241581\" aria-describedby=\"caption-attachment-2241581\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2241581\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/11\/nyugdijkalkulator-755x398.jpg\" alt=\"Nyugd\u00edjas f\u00e9rfi\" width=\"755\" height=\"398\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/11\/nyugdijkalkulator-755x398.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/11\/nyugdijkalkulator-1536x810.jpg 1536w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/11\/nyugdijkalkulator-2048x1080.jpg 2048w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/11\/nyugdijkalkulator-320x170.jpg 320w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/11\/nyugdijkalkulator-664x350.jpg 664w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2241581\" class=\"wp-caption-text\">Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>Ha m\u00e1r fenn\u00e1ll a nyugd\u00edjjogosults\u00e1g, de nincs s\u00fcrget\u0151 ok a nyugd\u00edj azonnali ig\u00e9nybev\u00e9tel\u00e9re, \u00e9rdemes \u00e1tgondolni a megfelel\u0151 id\u0151pontot.<\/p>\n<p>Ha 2025-ben t\u00f6rt\u00e9nik a nyugd\u00edjba vonul\u00e1s, akkor a 2025-\u00f6s szab\u00e1lyok alapj\u00e1n sz\u00e1m\u00edtj\u00e1k ki az \u00f6sszeget, <strong>\u00e9s m\u00e1r 2026 janu\u00e1rj\u00e1ban j\u00e1r a nyugd\u00edjemel\u00e9s, valamint a tizenharmadik havi nyugd\u00edj.<\/strong><\/p>\n<p>A 2026-os szab\u00e1lyok \u00fajdons\u00e1ga a <strong>valoriz\u00e1ci\u00f3s szorz\u00f3sz\u00e1mok<\/strong> alkalmaz\u00e1sa lesz, amelyek a <strong>nyugd\u00edj el\u0151tti \u00e9vek kereseti szintj\u00e9hez igaz\u00edtj\u00e1k a kor\u00e1bbi kereseteket.&nbsp;<\/strong><\/p>\n<blockquote class=\"article__extraTxt\"><p>Ha valaki 2025-ben m\u00e9gis a 2024-es nyugd\u00edjmeg\u00e1llap\u00edt\u00e1st v\u00e1lasztja, akkor hat h\u00f3napra visszamen\u0151leg ig\u00e9nyelheti a nyugd\u00edjat, ha a felt\u00e9telek adottak.<\/p>\n<p>Viszont 2025 j\u00falius\u00e1t\u00f3l m\u00e1r nem lehet visszamen\u0151legesen 2024-es nyugd\u00edjat ig\u00e9nyelni, mert erre a hat\u00e1rid\u0151 j\u00fanius 30-\u00e1n lej\u00e1r.<\/p><\/blockquote>\n<p>\u00c9rdemes figyelni arra is, hogy a megszerzett szolg\u00e1lati id\u0151 mikor \u00e9ri el a k\u00f6vetkez\u0151 teljes \u00e9vet, mivel ez befoly\u00e1solhatja a nyugd\u00edj \u00f6sszeg\u00e9t, \u00e9s ha lehets\u00e9ges, \u00e9rdemes a t\u00f6red\u00e9knapokat is figyelembe venni.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/afa-visszaterites-kisbolt-szamla-problema\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/02\/idos-no-bolt-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/afa-visszaterites-kisbolt-szamla-problema\/\" >Nyugd\u00edjasok \u00e1fa-visszat\u00e9r\u00edt\u00e9se: kisboltokban ink\u00e1bb ne is v\u00e1s\u00e1roljunk?<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/afa-visszaterites-kisbolt-szamla-problema\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sz\u00e1mos t\u00e9nyez\u0151t \u00e9rdemes figyelembe venni a nyugd\u00edjba vonul\u00e1s el\u0151tt: p\u00e9ld\u00e1ul a nyugd\u00edj v\u00e1rhat\u00f3 \u00f6sszeg\u00e9t \u00e9s a munkav\u00e9gz\u00e9s folytat\u00e1s\u00e1nak esetleges hat\u00e1sait is.<\/p>\n","protected":false},"author":8,"featured_media":2241581,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[752,77,19476],"class_list":["post-2258726","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-nyugdij","tag-nyugdijas","tag-visszamenoleges"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2258726","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2258726"}],"version-history":[{"count":10,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2258726\/revisions"}],"predecessor-version":[{"id":2258738,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2258726\/revisions\/2258738"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2241581"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2258726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2258726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2258726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}