{"id":2257935,"date":"2025-02-18T06:33:59","date_gmt":"2025-02-18T05:33:59","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2257935"},"modified":"2025-02-18T05:45:33","modified_gmt":"2025-02-18T04:45:33","slug":"bankkartya-levonas-lehetoseg","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/bankkartya-levonas-lehetoseg\/","title":{"rendered":"Ha a bankk\u00e1rty\u00e1dr\u00f3l t\u00e9vesen vontak le, ezt teheted"},"content":{"rendered":"

Ut\u00f3lag terhelt\u00e9k meg egy v\u00e1s\u00e1rl\u00f3 bankk\u00e1rty\u00e1j\u00e1t, \u00e9s erre a konkr\u00e9t esetre reag\u00e1lva \u00edrta le az OTP Bank, hogy mit lehet tenni, ha hib\u00e1s levon\u00e1s t\u00f6rt\u00e9nt – adta h\u00edr\u00fcl a Blikk<\/a>.<\/p>\n

A p\u00e9nzint\u00e9zet felvil\u00e1gos\u00edt\u00e1sa szerint a PIN-k\u00f3d megad\u00e1s\u00e1val vagy mobilfizet\u00e9ssel a v\u00e1s\u00e1rl\u00f3 enged\u00e9lyezi azt, hogy a keresked\u0151 a meghat\u00e1rozott \u00f6sszeget levonja a sz\u00e1ml\u00e1r\u00f3l, vagy visszat\u00e9r\u00edtse azt.<\/p>\n

Amennyiben a terhelt \u00f6sszeg magasabb<\/strong> a t\u00e9nyleges v\u00e1s\u00e1rl\u00e1si \u00e9rt\u00e9kn\u00e9l, a k\u00e1rtyabirtokos jelezheti a probl\u00e9m\u00e1t a bankj\u00e1n\u00e1l<\/a><\/strong> vagy a keresked\u0151n\u00e9l, \u00e9s az elt\u00e9r\u00e9st k\u00f6vet\u0151en a k\u00fcl\u00f6nb\u00f6zet j\u00f3v\u00e1\u00edrj\u00e1k a k\u00e1rty\u00e1j\u00e1n.<\/p>\n

\"Egy
Getty Images<\/figcaption><\/figure>\n

A visszat\u00e9r\u00edt\u00e9s a banki elj\u00e1r\u00e1s eset\u00e9n a k\u00e1rtya jelenl\u00e9te n\u00e9lk\u00fcl<\/strong> is megval\u00f3s\u00edthat\u00f3, m\u00edg a keresked\u0151n\u00e9l a tulajdonosnak a fizet\u0151eszk\u00f6zzel egy\u00fctt szem\u00e9lyesen kell megjelennie.<\/p>\n

A kompenz\u00e1ci\u00f3 automatikusan v\u00e9grehajthat\u00f3 az \u00fcgyf\u00e9l el\u0151zetes \u00e9rtes\u00edt\u00e9se n\u00e9lk\u00fcl<\/strong>, ha az a k\u00e1rtyabirtokos jav\u00e1ra t\u00f6rt\u00e9nik.<\/p>\n

Ugyanakkor ha a terhelt mennyis\u00e9g kisebb a t\u00e9nyleges v\u00e1s\u00e1rl\u00e1si \u00f6sszegn\u00e9l, a keresked\u0151 kezdem\u00e9nyezheti a hi\u00e1nyz\u00f3 t\u00e9tel ut\u00f3lagos levon\u00e1s\u00e1t<\/strong> az elfogad\u00f3 bankon kereszt\u00fcl. A p\u00e9nzint\u00e9zet csak a k\u00e1rtyabirtokos j\u00f3v\u00e1hagy\u00e1s\u00e1val hajthatja v\u00e9gre az ut\u00f3lagos tranzakci\u00f3t.<\/p>\n

A Magyar Nemzeti Bank el\u0151\u00edr\u00e1sai szerint az \u00fcgyfelek panasza alapj\u00e1n 30 nap<\/strong>, m\u00edg p\u00e9nz\u00fcgyi reklam\u00e1ci\u00f3n\u00e1l eset\u00e9n 15 nap \u00e1ll a p\u00e9nzint\u00e9zetek rendelkez\u00e9s\u00e9re a v\u00e1laszad\u00e1sra.<\/p>\n

A bankoknak minden esetben \u00edr\u00e1sos v\u00e1laszt kell adniuk a be\u00e9rkezett probl\u00e9m\u00e1kra \u00e9s reklam\u00e1ci\u00f3kra.<\/p>\n

\n\t
\n\t\t\n\t\t\t\n\t\t<\/a>\n\t<\/div>\n\t
\n\t\tEz is \u00e9rdekelhet:<\/span>\n\t\t

\n\t\t\tEz t\u00f6rt\u00e9nik, ha ford\u00edtott sorrendben \u00edrod be a PIN-k\u00f3dot a bankautomat\u00e1n\u00e1l<\/a>\n\t\t<\/h3>\n\t\tElolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bizony\u00e1ra mindannyiunkkal el\u0151fordult m\u00e1r, hogy t\u00e9vesen vontak le a bankk\u00e1rty\u00e1j\u00e1r\u00f3l egy adott tranzakci\u00f3 sor\u00e1n. Mutatjuk, mit lehet tenni ilyenkor.<\/p>\n","protected":false},"author":8,"featured_media":2256111,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[1192,982,18934,19445],"class_list":["post-2257935","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-bank","tag-bankkartya","tag-levonas","tag-visszaigenyles"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2257935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2257935"}],"version-history":[{"count":15,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2257935\/revisions"}],"predecessor-version":[{"id":2257977,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2257935\/revisions\/2257977"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2256111"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2257935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2257935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2257935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}