{"id":2257222,"date":"2025-02-03T10:53:17","date_gmt":"2025-02-03T09:53:17","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2257222"},"modified":"2025-02-03T16:59:19","modified_gmt":"2025-02-03T15:59:19","slug":"bankok-dijemeles-bankszamla-inflacio","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/bankok-dijemeles-bankszamla-inflacio\/","title":{"rendered":"Bejelent\u00e9s: \u00e1prilist\u00f3l minden banki d\u00edj emelkedik"},"content":{"rendered":"<p>A lakoss\u00e1gi \u00fcgyfelek j\u00f3r\u00e9szt m\u00e9g nem is szembes\u00fclhettek az \u00e1tutal\u00e1sok \u00e9s a k\u00e9szp\u00e9nzfelv\u00e9telek d\u00edj\u00e1t \u00e9rint\u0151 massz\u00edv d\u00edjemel\u00e9sekkel a sz\u00e1mlakivonataikon, amikor ism\u00e9t v\u00e9gigs\u00f6p\u00f6r a bankszektoron egy&nbsp;\u00fajabb, ez\u00fattal a tavalyi \u00e9v infl\u00e1ci\u00f3j\u00e1val \u00f6sszef\u00fcgg\u0151&nbsp;d\u00edjemel\u00e9s &#8211; \u00edrja a <a href=\"https:\/\/biztosdontes.hu\/cikkek\/inflacios-dijemeles-2025-kh-cib-unicredit\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">BiztosD\u00f6nt\u00e9s.hu<\/a>.<\/p>\n<p>A lap \u00e9rtes\u00fcl\u00e9sei szerint<\/p>\n<blockquote class=\"article__extraTxt\"><p>m\u00e1r k\u00e9t bank is bejelentette, hogy tavasszal megemeli a lakoss\u00e1gi sz\u00e1mlavezet\u00e9ssel kapcsolatos d\u00edjait a tavalyi infl\u00e1ci\u00f3 m\u00e9rt\u00e9k\u00e9vel.<\/p><\/blockquote>\n<p>Mivel a tavalyi <a href=\"https:\/\/www.startlap.hu\/vasarlas\/inflacio-2024-elelmiszerarak-dragulas-ksh\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u00e9ves infl\u00e1ci\u00f3<\/a> a K\u00f6zponti Statisztikai Hivatal (KSH)&nbsp;k\u00f6zl\u00e9se&nbsp;szerint&nbsp;3,7 sz\u00e1zal\u00e9kos&nbsp;volt, a bankok legfeljebb ilyen m\u00e9rt\u00e9kben emelhetik id\u00e9n a d\u00edjaikat.<\/p>\n<p>B\u00e1r az infl\u00e1ci\u00f3k\u00f6vet\u0151 d\u00edjemel\u00e9s nem k\u00f6telez\u0151, ha egy p\u00e9nzint\u00e9zet nem haszn\u00e1lja ki adott \u00e9vben a maxim\u00e1lis lehet\u0151s\u00e9get, a maradv\u00e1nyt a k\u00f6vetkez\u0151 \u00e9vekben is \u00e9rv\u00e9nyes\u00edtheti, ak\u00e1r az adott \u00e9vi infl\u00e1ci\u00f3s d\u00edjemel\u00e9sen fel\u00fcl is.<\/p>\n<figure id=\"attachment_2239183\" aria-describedby=\"caption-attachment-2239183\" style=\"width: 755px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/09\/nyugdijas-par-szamologep-irat.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2239183\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/09\/nyugdijas-par-szamologep-irat-755x462.jpg\" alt=\"Id\u0151s p\u00e1r sz\u00e1mol\u00f3g\u00e9pen sz\u00e1mol \u00e9s egy iratot szeml\u00e9l.\" width=\"755\" height=\"462\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/09\/nyugdijas-par-szamologep-irat-755x462.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/09\/nyugdijas-par-szamologep-irat-572x350.jpg 572w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/09\/nyugdijas-par-szamologep-irat.jpg 1200w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><\/a><figcaption id=\"caption-attachment-2239183\" class=\"wp-caption-text\">Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>Kor\u00e1bban m\u00e1r <a href=\"https:\/\/www.startlap.hu\/vasarlas\/tranzakcios-illetek-bank-dijstop-kedvezmeny\/\" target=\"_blank\" rel=\"noopener noreferrer\">meg\u00edrtuk<\/a>, hogy a bankok &#8211; egyel\u0151re az Oberbank kiv\u00e9tel\u00e9vel &#8211; sorra jelentett\u00e9k be az \u00e9v elej\u00e9n, hogy legk\u00e9s\u0151bb 2025. \u00e1prilis 1-j\u00e9ig <a href=\"https:\/\/www.startlap.hu\/vasarlas\/raiffeisen-bank-tranzakcios-illetek-emeles\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u00e1th\u00e1r\u00edtj\u00e1k<\/a> a lakoss\u00e1gra a m\u00e1sf\u00e9lszeres\u00e9re emelt tranzakci\u00f3s illet\u00e9ket.<\/p>\n<p>Ehhez az illet\u00e9kemel\u00e9ssel \u00f6sszef\u00fcgg\u0151 d\u00edjemel\u00e9shez j\u00f6n hozz\u00e1 a most indult, minden \u00e9v elej\u00e9n \u00e1ltal\u00e1nos&nbsp;infl\u00e1ci\u00f3k\u00f6vet\u0151 d\u00edjemel\u00e9s, melyet <strong>eddig az al\u00e1bbi bankok jelentettek be<\/strong>:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.startlap.hu\/vasarlas\/cib-limit-atutalas-korlatozas-bankok\/\" target=\"_blank\" rel=\"noopener noreferrer\">CIB Bank<\/a>: 2025. \u00e1prilis 1-t\u0151l (az illet\u00e9kemel\u00e9s \u00e1th\u00e1r\u00edt\u00e1sa 2025. janu\u00e1r 17-t\u0151l),<\/li>\n<li>K&amp;H Bank: 2025. \u00e1prilis 1-t\u0151l (az illet\u00e9kemel\u00e9s \u00e1th\u00e1r\u00edt\u00e1sa 2025. janu\u00e1r 6-t\u00f3l)<\/li>\n<\/ul>\n<p>Az infl\u00e1ci\u00f3s d\u00edjemel\u00e9s a bank d\u00f6nt\u00e9se alapj\u00e1n az illet\u00e9kemel\u00e9ssel az \u00e9v elej\u00e9n m\u00e1r megemelkedett d\u00edjakat is \u00e9rintheti &#8211; \u00edrja a BiztosD\u00f6nt\u00e9s.hu.<\/p>\n<p>Az <strong>UniCredit Bank<\/strong> is&nbsp;bejelentette, hogy 2025. m\u00e1rcius 1-t\u0151l automatikusan megemelkedhetnek a bank d\u00edjai az el\u0151z\u0151 \u00e9vi infl\u00e1ci\u00f3 m\u00e9rt\u00e9k\u00e9vel. Konkr\u00e9tumok legk\u00e9s\u0151bb 2025. febru\u00e1r 14-\u00e9ig \u00edg\u00e9rnek.<\/p>\n<p><strong>A&nbsp;CIB Bank&nbsp;bejelent\u00e9se alapj\u00e1n szinte minden banki d\u00edj megemelkedik 2025. \u00e1prilis 1-t\u0151l.<\/strong> Ez \u00e9rinti teh\u00e1t a banksz\u00e1mla havid\u00edj\u00e1t, az \u00e1tutal\u00e1sok d\u00edj\u00e1t, a bankk\u00e1rty\u00e1k \u00e9ves d\u00edj\u00e1t \u00e9s a&nbsp;k\u00e9szp\u00e9nzfelv\u00e9tel d\u00edj\u00e1t&nbsp;is. Ezen fel\u00fcl a kisebb jelent\u0151s\u00e9g\u0171 banki d\u00edjak is emelkednek az infl\u00e1ci\u00f3 m\u00e9rt\u00e9k\u00e9vel.<\/p>\n<p><strong>A&nbsp;K&amp;H Bank&nbsp;bejelent\u00e9se szerint ugyan\u00edgy megemelkednek a sz\u00e1mlavezet\u00e9si \u00e9s tranzakci\u00f3s d\u00edjak 2025. \u00e1prilis 1-t\u0151l.<\/strong> A v\u00e1ltoz\u00e1sok gyakorlatilag minden banki d\u00edjat \u00e9rintenek enn\u00e9l a bankn\u00e1l is.<\/p>\n<h2>Ami nem v\u00e1ltozik<\/h2>\n<p>A CIB Bank \u00e9s a K&amp;H Bank&nbsp;a d\u00edjmentes tranzakci\u00f3kra nem vezet be \u00faj d\u00edjat.<\/p>\n<p>Ugyancsak megmaradnak az akci\u00f3k. Mindk\u00e9t bank&nbsp;t\u00f6bb lej\u00e1r\u00f3 akci\u00f3t is meghosszabb\u00edtott 2025. j\u00fanius 30-\u00e1ig.<\/p>\n<p>Az infl\u00e1ci\u00f3s d\u00edjemel\u00e9s nem \u00e9rinti az eddig is biztos\u00edtott&nbsp;\u00e1tutal\u00e1si&nbsp;kedvezm\u00e9nyeket, \u00edgy a tranzakci\u00f3k els\u0151&nbsp;50 000&nbsp;forintj\u00e1ig&nbsp;tov\u00e1bbra sem kell kifizetni a p\u00e9nz\u00fcgyi tranzakci\u00f3s illet\u00e9knek megfelel\u0151 banki d\u00edjat. Azok a kedvezm\u00e9nyek is megmaradhatnak, melyek tranzakci\u00f3nk\u00e9nt&nbsp;50 000&nbsp;forintig teljesen ingyenes \u00e1tutal\u00e1st tesznek lehet\u0151v\u00e9, mondja Gergely P\u00e9ter, a BiztosD\u00f6nt\u00e9s.hu p\u00e9nz\u00fcgyi szak\u00e9rt\u0151je.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankkartya-pin-kod-leggyakoribb-legritkabb-szamok\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/10\/hacker-bankkartya-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankkartya-pin-kod-leggyakoribb-legritkabb-szamok\/\" >Vesz\u00e9lyben a p\u00e9nzed, ha ez a bankk\u00e1rty\u00e1d PIN-k\u00f3dja<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankkartya-pin-kod-leggyakoribb-legritkabb-szamok\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Egyre t\u00f6bbe ker\u00fcl a bankol\u00e1s: a tranzakci\u00f3s illet\u00e9k \u00e1th\u00e1r\u00edt\u00e1sa a lakoss\u00e1gra csak az els\u0151 l\u00e9p\u00e9s volt. Tavasszal j\u00f6n a lakoss\u00e1gi sz\u00e1mlavezet\u00e9ssel kapcsolatos d\u00edjaknak a tavalyi infl\u00e1ci\u00f3 m\u00e9rt\u00e9k\u00e9vel t\u00f6rt\u00e9n\u0151 megemel\u00e9se.<\/p>\n","protected":false},"author":7,"featured_media":2239183,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[11016,15808,19405,3719,13650,9512],"class_list":["post-2257222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-bankok","tag-cib-bank","tag-dijemeles","tag-inflacio","tag-kh-bank","tag-tranzakcios-illetek"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2257222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2257222"}],"version-history":[{"count":6,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2257222\/revisions"}],"predecessor-version":[{"id":2257250,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2257222\/revisions\/2257250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2239183"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2257222"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2257222"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2257222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}