{"id":2256947,"date":"2025-01-27T07:47:17","date_gmt":"2025-01-27T06:47:17","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2256947"},"modified":"2025-01-27T07:47:17","modified_gmt":"2025-01-27T06:47:17","slug":"bankolas-egyseges-dijkimutatas-bankszamla","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/bankolas-egyseges-dijkimutatas-bankszamla\/","title":{"rendered":"Mindenki levelet kap a bankj\u00e1t\u00f3l &#8211; nem kis \u00f6sszeget bukik, aki nem figyel"},"content":{"rendered":"<p>2020 \u00f3ta a bankok <strong>minden \u00e9v janu\u00e1r 31-ig elk\u00fcldik az \u00fagynevezett egys\u00e9ges d\u00edjkimutat\u00e1st<\/strong>, amelyb\u0151l kider\u00fcl, hogy az \u00e9rintettek mennyit k\u00f6lt\u00f6ttek a <a href=\"https:\/\/www.startlap.hu\/vasarlas\/mnb-bankszamla-bankkartya-sms\/\" target=\"_blank\" rel=\"noopener noreferrer\">banki szolg\u00e1ltat\u00e1sokra<\/a>, \u00edgy p\u00e9ld\u00e1ul sz\u00e1mlavezet\u00e9sre, a netbanki, mobilbanki el\u00e9r\u00e9sre, az esetleges sms-es \u00e9rtes\u00edt\u00e9sekre vagy az \u00e1tutal\u00e1sokra \u2013 \u00edrja a <a href=\"https:\/\/tudastar.money.hu\/ismerteto\/levelet-kap-mindenki-a-bankjatol-januarban-az-egyseges-dijkimutatast\/\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">Money.hu<\/a>.&nbsp;<\/p>\n<p>Fontos tudni, hogy az&nbsp;egys\u00e9ges d\u00edjkimutat\u00e1st&nbsp;nem e-mailben kapjuk, hanem a netbankban tekinthet\u0151 meg, illetve akinek nincs netbankja, annak postai \u00faton k\u00fcldik t\u00e1j\u00e9koztat\u00f3t.<\/p>\n<figure id=\"attachment_2215729\" aria-describedby=\"caption-attachment-2215729\" style=\"width: 755px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2022\/01\/level.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2215729\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2022\/01\/level-755x504.jpg\" alt=\"\" width=\"755\" height=\"504\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2022\/01\/level-755x504.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2022\/01\/level-525x350.jpg 525w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2022\/01\/level.jpg 1273w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><\/a><figcaption id=\"caption-attachment-2215729\" class=\"wp-caption-text\">Illusztr\u00e1ci\u00f3: Getty Images<\/figcaption><\/figure>\n<p>A d\u00edjkimutat\u00e1st \u00e9rdemes alaposan \u00e1tb\u00f6ng\u00e9szni, ugyanis kider\u00fclhet, hogy olyan szolg\u00e1ltat\u00e1sok\u00e9rt is fizet\u00fcnk, amelyeket nem is haszn\u00e1lunk. Mivel a banksz\u00e1ml\u00e1k k\u00f6z\u00f6tt \u00e9ves szinten 20-30 ezer forint elt\u00e9r\u00e9s is lehet, s\u0151t l\u00e9teznek ingyenes sz\u00e1mlacsomagok is, \u00e9rdemes \u00f6sszevethetni a saj\u00e1t bankunk d\u00edjait a t\u00f6bbi p\u00e9nzint\u00e9zet tarif\u00e1ival.<\/p>\n<p>A <a href=\"https:\/\/www.baon.hu\/helyi-kozelet\/2025\/01\/bankszamla-koltseg-bank-szolgaltatas\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">Baon.hu<\/a> \u00f6sszegy\u0171jt\u00f6tt n\u00e9h\u00e1ny <strong>n\u00e9h\u00e1ny k\u00f6lts\u00e9gcs\u00f6kkent\u0151 praktik\u00e1t<\/strong>:<\/p>\n<ul>\n<li>N\u00e9zz\u00fck meg, mennyi jelenleg a havid\u00edjunk \u00e9s ha magasnak \u00edt\u00e9lj\u00fck, keress\u00fcnk egy olcs\u00f3bbat. (A havid\u00edj n\u00e9lk\u00fcli sz\u00e1mla nem jelent automatikusan teljes ingyeness\u00e9get, mert sok esetben fizetni kell p\u00e9ld\u00e1ul az utal\u00e1sok\u00e9rt, az SMS \u00fczenetek\u00e9rt vagy a bankk\u00e1rty\u00e1\u00e9rt.)<\/li>\n<li>Utaljunk netbankon vagy mobilbankon kereszt\u00fcl, mivel ez a legolcs\u00f3bb.<\/li>\n<li>Felejts\u00fck el az SMS-\u00e9rtes\u00edt\u00e9seket: rengeteg p\u00e9nz m\u00falik azon, hogy k\u00e9r\u00fcnk-e SMS \u00e9rtes\u00edt\u00e9seket a netbanki bel\u00e9p\u00e9sekr\u0151l, a k\u00e1rtyahaszn\u00e1latr\u00f3l \u00e9s a sz\u00e1mlamozg\u00e1sokr\u00f3l. V\u00e1lasszuk ink\u00e1bb a mobilbank push \u00fczenetk\u00fcld\u00e9s\u00e9t, ami jellemz\u0151en ingyenes.<\/li>\n<li>Ne ragaszkodjunk a dombornyomott bankk\u00e1rty\u00e1hoz. M\u00edg kor\u00e1bban komoly k\u00fcl\u00f6nbs\u00e9g volt a dombornyomott \u00e9s az elektronikus bankk\u00e1rty\u00e1k k\u00f6z\u00f6tt, ez m\u00e1ra elt\u0171nt.<\/li>\n<li>Ne post\u00e1n k\u00e9rj\u00fck a sz\u00e1mlakivonatot, mivel a bankok egy r\u00e9sze komoly p\u00e9nzeket is elk\u00e9rhet ez\u00e9rt havonta. Haszn\u00e1ljunk helyette netbankot.<\/li>\n<\/ul>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/hamis-penz-cegled-tizezres\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/01\/hamis-tizezres-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/hamis-penz-cegled-tizezres\/\" >Vigy\u00e1zat: baj van, ha ilyen bankjegyekkel adtak vissza<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/hamis-penz-cegled-tizezres\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Janu\u00e1r v\u00e9g\u00e9ig mindenki k\u00e9zhez kapja a bankok level\u00e9t, amelyekb\u0151l megtudhatja, hogy mennyit k\u00f6lt\u00f6tt tavaly bankol\u00e1sra. \u00c9rdemes \u00e1ttanulm\u00e1nyozni a kimutat\u00e1st, mert nem kiz\u00e1rt, hogy n\u00e9h\u00e1ny k\u00f6lts\u00e9g\u00fcnkb\u0151l lefaraghatunk 2025-ben.<\/p>\n","protected":false},"author":7,"featured_media":2215729,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[1192,19418,18582],"class_list":["post-2256947","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-bank","tag-banki-dijak","tag-banki-szolgaltatas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2256947","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2256947"}],"version-history":[{"count":1,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2256947\/revisions"}],"predecessor-version":[{"id":2256948,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2256947\/revisions\/2256948"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2215729"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2256947"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2256947"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2256947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}