{"id":2256016,"date":"2025-01-02T16:20:33","date_gmt":"2025-01-02T15:20:33","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2256016"},"modified":"2025-01-02T16:36:55","modified_gmt":"2025-01-02T15:36:55","slug":"bank-tranzakcios-illetek-novekedes-atterheles-lakossag-datum-2025","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/bank-tranzakcios-illetek-novekedes-atterheles-lakossag-datum-2025\/","title":{"rendered":"Ekkort\u00f3l n\u00f6vekednek a banki d\u00edjak a k\u00fcl\u00f6nb\u00f6z\u0151 bankokn\u00e1l: itt a teljes lista"},"content":{"rendered":"<p>A korm\u00e1ny d\u00f6nt\u00e9se \u00e9rtelm\u00e9ben 2024. augusztus 1-j\u00e9vel megemelkedett a tranzakci\u00f3s illet\u00e9k m\u00e9rt\u00e9ke, ezt 2025. janu\u00e1r 1-t\u0151l tov\u00e1bbh\u00e1r\u00edthatj\u00e1k a bankok lakoss\u00e1gi \u00fcgyfeleikre is. A lehet\u0151s\u00e9ggel els\u0151k\u00e9nt az OTP Bank \u00e9lt, amely m\u00e1r janu\u00e1r 1-j\u00e9vel megemelte d\u00edjait, sz\u00e1mol be a <a href=\"https:\/\/www.hirstart.hu\/site\/relocate.php?rssid=34&amp;rsspid=3&amp;ctype=rss&amp;id=35034311&amp;chk=1ac4986eba4cfc39baae9be934cbf7d3&amp;url=https%3A%2F%2Fwww.portfolio.hu%2Fbank%2F20250101%2Fmatol-dragul-a-lakossagi-bankolas-itt-a-lista-arrol-melyik-bank-mikor-lep-732227%3Futm_source%3Dhirstart%26utm_medium%3Dportfolio_linkek%26utm_campaign%3Dhiraggregator\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">Portfolio<\/a>. A t\u00f6bbi bank \u00fcgyfeleinek is megemelkedett d\u00edjakkal kell majd sz\u00e1molnia: mutatjuk, mikort\u00f3l!<\/p>\n<h2>Jelent\u0151s \u00e1remelked\u00e9s<\/h2>\n<p>A korm\u00e1ny d\u00f6nt\u00e9se \u00e9rtelm\u00e9ben 2024. augusztus 1-j\u00e9vel<\/p>\n<ul>\n<li>az \u00e1tutal\u00e1sok, postai befizet\u00e9sek, \u00e9rt\u00e9kpap\u00edr tranzakci\u00f3k ut\u00e1n fizetend\u0151 tranzakci\u00f3s illet\u00e9k <strong>0,3%-r\u00f3l 0,45%-ra n\u0151tt<\/strong>, r\u00e1ad\u00e1sul <strong>az ad\u00f3 maximuma is megemelkedett 10 ezer forintr\u00f3l 20 ezer forintra,<\/strong><\/li>\n<li>emellett <strong>a k\u00e9szp\u00e9nzfelv\u00e9telekhez kapcsol\u00f3d\u00f3 tranzakci\u00f3s illet\u00e9ket is megemelt\u00e9k 0,6%-r\u00f3l 0,9%-ra.<\/strong><\/li>\n<\/ul>\n<p>A lakoss\u00e1gi \u00fcgyfelekn\u00e9l ugyanakkor az illet\u00e9kmentes \u00e1tutal\u00e1si \u00f6sszeghat\u00e1r is n\u00f6vekedett, 20 ezer forintr\u00f3l 50 ezer forintra, csak ef\u00f6l\u00f6tt illet\u00e9kk\u00f6teles a tranzakci\u00f3.<\/p>\n<p>Ezt k\u00f6vet\u0151en a m\u00e1sodik l\u00e9p\u00e9sben, okt\u00f3ber elsej\u00e9t\u0151l kieg\u00e9sz\u00edt\u0151 tranzakci\u00f3s illet\u00e9ket vezettek be a devizav\u00e1lt\u00e1ssal j\u00e1r\u00f3 p\u00e9nz\u00fcgyi m\u0171veletekre.<strong> A kieg\u00e9sz\u00edt\u0151 ad\u00f3 m\u00e9rt\u00e9ke 0,45%, legfeljebb 20 ezer forint.<\/strong> Ezt az \u00f6sszeget a norm\u00e1l tranzakci\u00f3s illet\u00e9ken fel\u00fcl kell megfizetni.<\/p>\n<figure id=\"attachment_2256017\" aria-describedby=\"caption-attachment-2256017\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2256017\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/01\/bank-755x503.jpg\" alt=\"\" width=\"755\" height=\"503\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/01\/bank-755x503.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/01\/bank-1536x1024.jpg 1536w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/01\/bank-2048x1366.jpg 2048w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2025\/01\/bank-525x350.jpg 525w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2256017\" class=\"wp-caption-text\">Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>C\u00e9ges \u00fcgyfeleikre azonnal, lakoss\u00e1gi \u00fcgyfeleikre 2025. janu\u00e1r 1-j\u00e9t\u0151l terhelhetik \u00e1t a megemelt illet\u00e9ket a bankok.<\/p>\n<p>Ahogy a <strong>Bankmonitor<\/strong> \u00f6ssze\u00edt\u00e9se alapj\u00e1n<\/p>\n<ul>\n<li>a <strong>CIB Bankn\u00e1l<\/strong> 2025. janu\u00e1r 17-t\u0151l m\u00f3dosulnak a lakoss\u00e1gi sz\u00e1mlak\u00f6lts\u00e9gek,<\/li>\n<li>az <strong>Erste Bankn\u00e1l<\/strong> 2025. febru\u00e1r 3-t\u00f3l m\u00f3dosulnak a d\u00edjt\u00e9telek,<\/li>\n<li>a Gr\u00e1nit Bankn\u00e1l 2025. febru\u00e1r 14-t\u0151l \u00e9lnek a v\u00e1ltoz\u00e1sok,<\/li>\n<li>a <strong>MagNet Bankn\u00e1l<\/strong> 2025. febru\u00e1r 1-t\u0151l m\u00f3dosulnak a lakoss\u00e1gi sz\u00e1mlak\u00f6lts\u00e9gek,<\/li>\n<li>az <strong>MBH Bankn\u00e1l<\/strong> 2025. janu\u00e1r 31-t\u0151l, vagy 2025. febru\u00e1r 1-t\u0151l m\u00f3dosulnak a lakoss\u00e1gi sz\u00e1mlak\u00f6lts\u00e9gek (itt sz\u00e1mlasz\u00e1mt\u00f3l f\u00fcgg a pontos d\u00e1tum),<\/li>\n<li>az <a href=\"https:\/\/www.startlap.hu\/vasarlas\/otp-bankkartya-visszahivas\/\" target=\"_blank\" rel=\"noopener noreferrer\">OTP Bankn\u00e1l<\/a> 2025. janu\u00e1r 1-t\u0151l m\u00f3dosulnak a lakoss\u00e1gi sz\u00e1mlak\u00f6lts\u00e9gek,<\/li>\n<li>a <strong>Raiffeisen Bank<\/strong> 2024. november 21-t\u0151l terheli \u00e1t a megemelt ad\u00f3t az \u00faj \u00fcgyfelei egy r\u00e9sz\u00e9re. A megl\u00e9v\u0151 \u00fcgyfelek pedig 2025. febru\u00e1r 17-t\u0151l tal\u00e1lkozhatnak az \u00faj d\u00edjakkal,<\/li>\n<li>az <strong>UniCredit Bankn\u00e1l<\/strong> 2025. febru\u00e1r 1-t\u0151l,<\/li>\n<li>a <strong>Wise<\/strong>-n\u00e1l pedig 2025. febru\u00e1r 1-t\u0151l m\u00f3dosulnak a lakoss\u00e1gi sz\u00e1mlak\u00f6lts\u00e9gek.<\/li>\n<\/ul>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/sarga-csekk-valtozas-kotelezo-fizetesi-kerelem\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2024\/12\/csekk-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/sarga-csekk-valtozas-kotelezo-fizetesi-kerelem\/\" >V\u00e9ge a s\u00e1rga csekkek kor\u00e1nak janu\u00e1rt\u00f3l<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/sarga-csekk-valtozas-kotelezo-fizetesi-kerelem\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>2025. janu\u00e1r elsej\u00e9t\u0151l terhelhetik \u00e1t a megn\u00f6vekedett tranzakci\u00f3s illet\u00e9ket a felhaszn\u00e1l\u00f3kra a bankok. Mutatjuk, melyik bank mikort\u00f3l v\u00e1ltoztat az \u00e1rain!<\/p>\n","protected":false},"author":63,"featured_media":2256017,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[2845,1192,10050,9512],"class_list":["post-2256016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-aremelkedes","tag-bank","tag-dijak","tag-tranzakcios-illetek"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2256016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/63"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2256016"}],"version-history":[{"count":2,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2256016\/revisions"}],"predecessor-version":[{"id":2256022,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2256016\/revisions\/2256022"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2256017"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2256016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2256016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2256016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}