{"id":2252902,"date":"2024-10-18T17:31:23","date_gmt":"2024-10-18T15:31:23","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2252902"},"modified":"2024-10-18T17:31:23","modified_gmt":"2024-10-18T15:31:23","slug":"eladosodas-fiatalok-lakashitel-hitelfelvetel","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/eladosodas-fiatalok-lakashitel-hitelfelvetel\/","title":{"rendered":"Egyre jobban elad\u00f3sodnak a magyar fiatalok"},"content":{"rendered":"

Egy \u00e9v alatt 23,2 sz\u00e1zal\u00e9kr\u00f3l 36,4 sz\u00e1zal\u00e9kra emelkedett azon lak\u00e1shitel-szerz\u0151d\u00e9seknek az ar\u00e1nya, amelyek keret\u00e9ben a lak\u00e1s \u00e9rt\u00e9k\u00e9nek t\u00f6bb mint 70 sz\u00e1zal\u00e9k\u00e1t hitelb\u0151l finansz\u00edrozz\u00e1k – k\u00f6z\u00f6lte Gergely P\u00e9ter, a BiztosD\u00f6nt\u00e9s p\u00e9nz\u00fcgyi szak\u00e9rt\u0151je a Vil\u00e1ggazdas\u00e1ggal<\/a><\/strong>. A szak\u00e9rt\u0151 szerint ennek oka a hitelek kedvez\u0151 \u00e1ra mellett az ingatlan\u00e1rak<\/a><\/strong> emelked\u00e9se.<\/p>\n

F\u0151szab\u00e1ly szerint a bankok legfeljebb az ingatlan \u00e9rt\u00e9k\u00e9nek 80 sz\u00e1zal\u00e9k\u00e1ra adhatnak hitelt<\/a><\/strong>, ugyanakkor fiatal v\u00e1s\u00e1rl\u00f3k eset\u00e9ben 10 sz\u00e1zal\u00e9kos \u00f6ner\u0151 is el\u00e9g lehet<\/strong>.<\/p>\n

Az id\u00e9n j\u00fanius\u00e1ban a foly\u00f3s\u00edtott lak\u00e1shitelek \u00f6sszeg\u00e9nek 4,7 sz\u00e1zal\u00e9k\u00e1n\u00e1l a hitelfedezeti mutat\u00f3 meghaladta a 80 sz\u00e1zal\u00e9kot.<\/p>\n

\"\"
Fot\u00f3: AFP<\/figcaption><\/figure>\n

A 70 sz\u00e1zal\u00e9kn\u00e1l magasabb hitelfedezeti mutat\u00f3val b\u00edr\u00f3 hiteleket legnagyobb ar\u00e1nyban a 18\u201330 \u00e9v k\u00f6z\u00f6tti hitelfelvev\u0151k ig\u00e9nyelt\u00e9k,<\/p><\/blockquote>\n

k\u00f6zel 40 sz\u00e1zal\u00e9kuk kevesebb mint 30 sz\u00e1zal\u00e9kos \u00f6ner\u0151vel v\u00e1gott bele a lak\u00e1sv\u00e1s\u00e1rl\u00e1snak.<\/p>\n

A szak\u00e9rt\u0151 szerint aggodalomra ad okot az is, hogy m\u00edg kor\u00e1bban 20 \u00e9v volt a standard futamid\u0151,<\/p>\n

az id\u00e9n j\u00faniusban felvett 127,4 milli\u00e1rd forintnyi lak\u00e1sc\u00e9l\u00fa hitel t\u00f6bbs\u00e9g\u00e9t, 62 sz\u00e1zal\u00e9k\u00e1t m\u00e1r h\u00fasz \u00e9vet meghalad\u00f3 futamid\u0151vel vett\u00e9k fel.<\/p><\/blockquote>\n

Ugyan a havi t\u00f6rleszt\u0151r\u00e9szletet mintegy 15 sz\u00e1zal\u00e9kkal cs\u00f6kkenti a futamid\u0151 n\u00f6vel\u00e9se, de a teljes futamid\u0151 alatt visszafizetend\u0151 \u00f6sszeget legal\u00e1bb 25 sz\u00e1zal\u00e9kkal n\u00f6vel<\/strong>i.<\/p>\n

\n\t
\n\t\t\n\t\t\t\n\t\t<\/a>\n\t<\/div>\n\t
\n\t\tEz is \u00e9rdekelhet:<\/span>\n\t\t

\n\t\t\tN\u0151tt a hitelre v\u00e1s\u00e1rl\u00f3 magyarok sz\u00e1ma 2024-ben<\/a>\n\t\t<\/h3>\n\t\tElolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

A fiatal lak\u00e1sv\u00e1s\u00e1rl\u00f3k zseb\u00e9ben egyre kevesebb az \u00f6ner\u0151, a m\u00e9retes hiteleket pedig kor\u00e1bban nem l\u00e1tott hossz\u00fas\u00e1g\u00fa futamid\u0151re veszik fel.<\/p>\n","protected":false},"author":14,"featured_media":2252912,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[1989,878,262,18127,3569],"class_list":["post-2252902","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-adossag","tag-hitel","tag-ingatlan","tag-ingatlanvasarlas","tag-lakashitel"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2252902","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2252902"}],"version-history":[{"count":4,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2252902\/revisions"}],"predecessor-version":[{"id":2252916,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2252902\/revisions\/2252916"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2252912"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2252902"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2252902"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2252902"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}