{"id":2244118,"date":"2024-01-12T18:20:11","date_gmt":"2024-01-12T17:20:11","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2244118"},"modified":"2024-01-12T18:20:11","modified_gmt":"2024-01-12T17:20:11","slug":"bank-alapszamla-2024-dijemeles","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/bank-alapszamla-2024-dijemeles\/","title":{"rendered":"Harmad\u00e1val emelhetik a bankok az alapsz\u00e1ml\u00e1k d\u00edjait"},"content":{"rendered":"

Az alapsz\u00e1mla lehet\u0151s\u00e9ge m\u00e1r \u00e9vek \u00f3ta el\u00e9rhet\u0151 minden hazai bankn\u00e1l, m\u00e9gis kevesen tudnak r\u00f3la. Ez r\u00e9szben annak tudhat\u00f3 be, hogy a bankok nem rekl\u00e1mozz\u00e1k, mivel ez a szolg\u00e1ltat\u00e1s csak minim\u00e1lis hasznot hoz nekik. Ink\u00e1bb m\u00e1s, profit\u00e1bilisabb banksz\u00e1ml\u00e1kat aj\u00e1nlanak az \u00fcgyfeleknek – \u00edrja a Bank360<\/a>.<\/p>\n

\"Bankk\u00e1rty\u00e1t
Fot\u00f3: Getty Images<\/figcaption><\/figure>\n

Az alapsz\u00e1mla d\u00edja \u00e9vente v\u00e1ltozik. A maxim\u00e1lis havi d\u00edj 2023 j\u00falius\u00e1t\u00f3l a brutt\u00f3 minim\u00e1lb\u00e9r 0,5 sz\u00e1zal\u00e9ka lehetett, ami 1000 forint<\/strong>. Ez az \u00e9rt\u00e9k kor\u00e1bban 1,5 sz\u00e1zal\u00e9k volt, de egy korm\u00e1nyrendelet harmad\u00e1ra cs\u00f6kkentett\u00e9k ezt az \u00f6sszeget.<\/p>\n

2024 janu\u00e1rj\u00e1t\u00f3l azonban a maximum \u00e9rt\u00e9k a harmad\u00e1val n\u0151, azaz 1334 forintra emelkedik.<\/p><\/blockquote>\n

Ennek az ugr\u00e1sszer\u0171 n\u00f6veked\u00e9snek oka az, hogy a minim\u00e1lb\u00e9r az elm\u00falt k\u00e9t \u00e9vben jelent\u0151sen emelkedett \u00e9s a 2024-es minim\u00e1lb\u00e9rt m\u00e1r 2023 december\u00e9t\u0151l alkalmazz\u00e1k<\/strong>. Ennek eredm\u00e9nyek\u00e9nt az alapsz\u00e1mla d\u00edja a 2022-es minim\u00e1lb\u00e9rr\u0151l r\u00f6gt\u00f6n k\u00e9t \u00e9vet ugrott.<\/p>\n

Sz\u00e1mos bank a jogszab\u00e1lyi maximumban hat\u00e1rozza meg az alapsz\u00e1mla d\u00edj\u00e1t, de vannak olyanok is, amelyek enn\u00e9l alacsonyabb d\u00edjakat k\u00edn\u00e1lnak. Az OTP Bank<\/a> p\u00e9ld\u00e1ul a tavalyi 1000 forintos maximum ellen\u00e9re mind\u00f6ssze 587 forintot sz\u00e1molt fel az alapsz\u00e1ml\u00e1\u00e9rt. A bankok egy r\u00e9sze viszont r\u00f6gt\u00f6n alkalmazkodott a magasabb d\u00edjhoz, \u00e9s meg is emelte janu\u00e1rt\u00f3l az alapsz\u00e1mla d\u00edj\u00e1t a maxim\u00e1lis 1334 forintra<\/strong>.<\/p>\n

\n\t
\n\t\t\n\t\t\t\n\t\t<\/a>\n\t<\/div>\n\t
\n\t\tEz is \u00e9rdekelhet:<\/span>\n\t\t

\n\t\t\t17,6 sz\u00e1zal\u00e9kos volt az eg\u00e9sz \u00e9ves infl\u00e1ci\u00f3 2023-ban<\/a>\n\t\t<\/h3>\n\t\tElolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

A hat\u00e1lyos korm\u00e1nyrendelet miatt janu\u00e1rt\u00f3l megemelhetik a bankok az alapsz\u00e1ml\u00e1k d\u00edjait, ami a mindenkori minim\u00e1lb\u00e9r m\u00e9rt\u00e9k\u00e9hez igazodik.<\/p>\n","protected":false},"author":58,"featured_media":2240313,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[18027,1192],"class_list":["post-2244118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-alapszamla","tag-bank"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2244118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2244118"}],"version-history":[{"count":8,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2244118\/revisions"}],"predecessor-version":[{"id":2244131,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2244118\/revisions\/2244131"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2240313"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2244118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2244118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2244118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}