{"id":2243125,"date":"2023-12-12T10:41:49","date_gmt":"2023-12-12T09:41:49","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2243125"},"modified":"2023-12-12T13:00:58","modified_gmt":"2023-12-12T12:00:58","slug":"kamatcsokkenes-hitel-kamatszint-kormany-megallapodas-2024","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/kamatcsokkenes-hitel-kamatszint-kormany-megallapodas-2024\/","title":{"rendered":"Cs\u00f6kkennek a kamatok janu\u00e1r elsej\u00e9t\u0151l &#8211; meg\u00e1llapodtak a bankok a korm\u00e1nnyal"},"content":{"rendered":"<p>A <a href=\"https:\/\/www.startlap.hu\/vasarlas\/otp-ongondoskodasi-index-megtakaritas-inflacio-penzugy\/\" target=\"_blank\" rel=\"noopener noreferrer\">gazdas\u00e1gi helyzetre<\/a> val\u00f3 tekintettel siker\u00fclt meg\u00e1llapodnia a korm\u00e1nynak a Banksz\u00f6vets\u00e9ggel \u00e9s az \u00faj szab\u00e1lyoz\u00e1s szerint <strong>2024. janu\u00e1r elsej\u00e9t\u0151l tov\u00e1bb cs\u00f6kkennek majd a kamatok<\/strong>. Ez a gyakorlatban azt jelenti majd, hogy a \u00fajonnan megk\u00f6t\u00f6tt szerz\u0151d\u00e9sek eset\u00e9ben az \u00f6nk\u00e9ntes kamatplafon m\u00e9rt\u00e9ke (a THM-re vonatkoz\u00f3lag)<\/p>\n<blockquote class=\"article__extraTxt\"><p>az \u00faj, lak\u00e1sc\u00e9l\u00fa hitelszerz\u0151d\u00e9sek eset\u00e9n 7,3 sz\u00e1zal\u00e9kra, v\u00e1llalati hitelek eset\u00e9n pedig 9,9 sz\u00e1zal\u00e9kra cs\u00f6kken.&nbsp;<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_2243126\" aria-describedby=\"caption-attachment-2243126\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2243126\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/12\/kamat-755x503.jpg\" alt=\"Illusztr\u00e1ci\u00f3n a kamatok v\u00e1ltoz\u00e1sa\" width=\"755\" height=\"503\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/12\/kamat-755x503.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/12\/kamat-1536x1024.jpg 1536w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/12\/kamat-2048x1365.jpg 2048w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/12\/kamat-525x350.jpg 525w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2243126\" class=\"wp-caption-text\">Fot\u00f3: Getty Images<\/figcaption><\/figure>\n<p>A Gazdas\u00e1gfejleszt\u00e9si Miniszt\u00e9rium ezen fel\u00fcl meg\u00e1llapodott a bankokkal abban, hogy miut\u00e1n j\u00f6v\u0151 \u00e9v \u00e1prilis elsej\u00e9vel kivezetik a v\u00e1llalatokra, kkv-kra vonatkoz\u00f3 <strong>kamatstopot<\/strong>, elt\u00f6rlik a banki \u00f6nk\u00e9ntes kamatplafon int\u00e9zm\u00e9ny\u00e9t is, teh\u00e1t<strong> a kamatokat a piaci verseny fogja meghat\u00e1rozni &#8211;<\/strong>&nbsp;\u00edrja a miniszt\u00e9rium k\u00f6zlem\u00e9nye alapj\u00e1n az MTI.<\/p>\n<p>A korm\u00e1ny \u00e9s a Banksz\u00f6vets\u00e9g m\u00e9g id\u00e9n okt\u00f3berben \u00e1llapodott meg el\u0151sz\u00f6r az \u00f6nk\u00e9ntes kamatplafonr\u00f3l, ami hossz\u00fat\u00e1von j\u00f3 lehet a bankoknak, f\u0151leg, ha <strong>2025 k\u00f6zepe t\u00e1j\u00e1n 5 sz\u00e1zal\u00e9kra m\u00e9rs\u00e9kl\u0151dik a kamatszint<\/strong>.&nbsp;<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/csok-plusz-otthonteremto-tamogatas-2023\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2023\/12\/csok-otthon-csalad-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/csok-plusz-otthonteremto-tamogatas-2023\/\" >Itt vannak a csok plusz r\u00e9szletei<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/csok-plusz-otthonteremto-tamogatas-2023\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A 2024. janu\u00e1r elsej\u00e9t\u0151l \u00e9letbe l\u00e9p\u0151 szab\u00e1lyoz\u00e1s csak az \u00fajonnan megk\u00f6t\u00f6tt szerz\u0151d\u00e9sekre vonatkozik majd. <\/p>\n","protected":false},"author":54,"featured_media":2241468,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[878,16081,18199,18825],"class_list":["post-2243125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-hitel","tag-hitelfelvetel","tag-kamatcsokkentes","tag-kamatplafon"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2243125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2243125"}],"version-history":[{"count":3,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2243125\/revisions"}],"predecessor-version":[{"id":2243129,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2243125\/revisions\/2243129"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2241468"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2243125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2243125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2243125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}