{"id":2238574,"date":"2023-08-28T09:51:55","date_gmt":"2023-08-28T07:51:55","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2238574"},"modified":"2023-08-28T09:51:55","modified_gmt":"2023-08-28T07:51:55","slug":"folyoszamla-folyoszamlahitel-fizetes-hitel-2023","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/folyoszamla-folyoszamlahitel-fizetes-hitel-2023\/","title":{"rendered":"40 ezres m\u00ednusszal ind\u00edtja a h\u00f3napot egy \u00e1tlagos magyar"},"content":{"rendered":"

A Bank360<\/a> elemz\u00e9s\u00e9b\u0151l der\u00fcl ki, hogy egyre t\u00f6bb olyan banksz\u00e1ml\u00e1val rendelkez\u0151 \u00e1llampolg\u00e1r van, akik nem j\u00f6nnek ki a h\u00f3nap v\u00e9g\u00e9n a fizet\u00e9s\u00fckb\u0151l, ez\u00e9rt sz\u00fcks\u00e9gszer\u0171en foly\u00f3sz\u00e1mlahitelt ig\u00e9nyelnek. Az ig\u00e9nyl\u00e9st a bankok \u00e1ltal\u00e1ban j\u00f3v\u00e1 is hagyj\u00e1k, csakhogy <\/p>\n

ez a hitel folyamatos ad\u00f3ss\u00e1got jelent az ig\u00e9nyl\u0151knek. <\/p><\/blockquote>\n

Magyarorsz\u00e1gon a Magyar Nemzeti Bank adatai szerint nagyj\u00e1b\u00f3l 6,7 milli\u00f3 els\u0151dleges fizet\u00e9si c\u00e9l\u00fa banksz\u00e1mla<\/a> van, ezekre \u00e9rkezik j\u00f6vedelem, az \u00fcgyfelek ezekhez ig\u00e9nyelhetnek foly\u00f3sz\u00e1mlahitelt. A keret, amit a bankok megadnak, \u00e1ltal\u00e1ban minimum egyhavi j\u00f6vedelem, de ha az \u00fcgyf\u00e9l k\u00e9ri, akkor k\u00e9t-h\u00e1rom havi j\u00f6vedelemnek megfelel\u0151 keretet is kaphat<\/strong> – \u00edrja a port\u00e1l.<\/p>\n

\"Rengeteg
Fot\u00f3: Getty Images<\/figcaption><\/figure>\n

A sz\u00e1mok alapj\u00e1n a h\u00f3nap v\u00e9g\u00e9n 250 milli\u00e1rd forintnyi a foly\u00f3sz\u00e1mlahitel-\u00e1llom\u00e1ny<\/strong>, ami a banksz\u00e1ml\u00e1k sz\u00e1m\u00e1t tekintve azt jelenti, hogy <\/p>\n

\u00e1tlagosan havi 40 ezer m\u00ednusszal z\u00e1rja a h\u00f3napot a lakoss\u00e1g. <\/p><\/blockquote>\n

Azt persze figyelembe kell venni, hogy a sz\u00f3r\u00e1s nyilv\u00e1n hatalmas, hiszen sokaknak vagy nincs hitelkeret\u00fck, vagy nem is haszn\u00e1lj\u00e1k, m\u00e1sok pedig enn\u00e9l j\u00f3val nagyobb tartoz\u00e1st g\u00f6rgetnek maguk el\u0151tt. <\/p>\n

\n\t
\n\t\t\n\t\t\t\n\t\t<\/a>\n\t<\/div>\n\t
\n\t\tEz is \u00e9rdekelhet:<\/span>\n\t\t

\n\t\t\tKSH: J\u00faniusban nett\u00f3 390 ezer volt az \u00e1tlagkereset<\/a>\n\t\t<\/h3>\n\t\tElolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

A sz\u00e1mokb\u00f3l az der\u00fcl ki, hogy a lakoss\u00e1gi foly\u00f3sz\u00e1mlahitel-\u00e1llom\u00e1ny folyamatosan n\u00f6vekszik. <\/p>\n","protected":false},"author":54,"featured_media":2219705,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[6338,18595,18594,878],"class_list":["post-2238574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-banki-hitel","tag-folyoszamla","tag-folyoszamlahitel","tag-hitel"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2238574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/54"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2238574"}],"version-history":[{"count":1,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2238574\/revisions"}],"predecessor-version":[{"id":2238575,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2238574\/revisions\/2238575"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2219705"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2238574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2238574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2238574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}