{"id":2231210,"date":"2023-03-21T10:47:18","date_gmt":"2023-03-21T09:47:18","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2231210"},"modified":"2023-03-21T10:47:18","modified_gmt":"2023-03-21T09:47:18","slug":"mnb-bankszamla-bankkartya-sms","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/mnb-bankszamla-bankkartya-sms\/","title":{"rendered":"Az MNB elmondta, melyik banki szolg\u00e1ltat\u00e1s f\u00f6l\u00f6sleges"},"content":{"rendered":"

A banksz\u00e1mlacsomagok tudatos megv\u00e1laszt\u00e1s\u00e1val jelent\u0151sen cs\u00f6kkenthet\u0151k a sz\u00e1mlavezet\u00e9si k\u00f6lts\u00e9gek, \u00e9vente ak\u00e1r t\u00f6bb ezer forintot is megtakar\u00edthatnak az \u00fcgyfelek<\/strong> – h\u00edvta fel a figyelmet a Magyar Nemzeti Bank (MNB) az MTI-vel kedden.<\/p>\n

Az MNB<\/a> folyamatosan nyomon k\u00f6veti \u00e9s elemzi a banki \u00fcgyfelek \u00e1ltal fizetett p\u00e9nzforgalmi d\u00edjak alakul\u00e1s\u00e1t. Az MNB 2021-es d\u00edjkimutat\u00e1sok adatainak felhaszn\u00e1l\u00e1s\u00e1val k\u00e9sz\u00edtett t\u00e1j\u00e9koztat\u00f3t, eszerint jelent\u0151s k\u00fcl\u00f6nbs\u00e9gek vannak a bankok \u00e9s sz\u00e1mlacsomagok k\u00f6z\u00f6tt.<\/p>\n

\"Egy
Getty Images<\/figcaption><\/figure>\n

A k\u00f6zlem\u00e9nyben kiemelt\u00e9k: sz\u00e1mos \u00fcgyf\u00e9l fizet t\u00f6bbet olyan szolg\u00e1ltat\u00e1s\u00e9rt, amelyet olcs\u00f3bban is el\u00e9rhetne. Az MNB adatai szerint az \u00fcgyfelek t\u00f6bb mint negyede 6000 forintn\u00e1l is t\u00f6bbet fizetett a bankk\u00e1rtya<\/a> szolg\u00e1ltat\u00e1s\u00e9rt, pedig a legt\u00f6bb bankn\u00e1l m\u00e1r el\u00e9rhet\u0151 \u00e9vi 3000-4000 forint\u00e9rt is bankk\u00e1rtya<\/strong>.<\/p>\n

Az SMS szolg\u00e1ltat\u00e1s \u00e9ves \u00e1tlagos d\u00edja 6390 forint, de t\u00f6bbsz\u00e1zezer \u00fcgyf\u00e9l fizet 20 000 forintn\u00e1l magasabb \u00f6sszeget. A szolg\u00e1ltat\u00e1st legt\u00f6bbsz\u00f6r kiv\u00e1lthatja az \u00e1ltal\u00e1ban ingyenes mobil\u00e9rtes\u00edt\u00e9s (push \u00fczenet)<\/p><\/blockquote>\n

– \u00edrt\u00e1k.<\/p>\n

A jegybank k\u00f6zlem\u00e9nye szerint a legnagyobb k\u00f6lts\u00e9gmegtakar\u00edt\u00e1s akkor \u00e9rhet\u0151 el, ha mindenki a fizet\u00e9si szok\u00e1sainak legink\u00e1bb megfelel\u0151 sz\u00e1mlacsomagot v\u00e1lasztja. A MNB banksz\u00e1mlav\u00e1laszt\u00f3 programja<\/a> ebben seg\u00edt az \u00fcgyfeleknek.<\/p>\n

(MTI)<\/p>\n

\n\t
\n\t\t\n\t\t\t\n\t\t<\/a>\n\t<\/div>\n\t
\n\t\tEz is \u00e9rdekelhet:<\/span>\n\t\t

\n\t\t\tMutatjuk, kiket \u00e9rint a Vodafone \u00e1remel\u00e9se<\/a>\n\t\t<\/h3>\n\t\tElolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

A Magyar Nemzeti Bank arra h\u00edvja fel a figyelmet, hogy t\u00f6bb ezer forintos k\u00fcl\u00f6nbs\u00e9g van a banksz\u00e1mlacsomagok d\u00edja k\u00f6z\u00f6tt.<\/p>\n","protected":false},"author":20,"featured_media":2231211,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[3884,601,10086],"class_list":["post-2231210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-bankszamla","tag-mnb","tag-sms"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2231210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2231210"}],"version-history":[{"count":2,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2231210\/revisions"}],"predecessor-version":[{"id":2231213,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2231210\/revisions\/2231213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2231211"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2231210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2231210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2231210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}