{"id":2213409,"date":"2021-11-17T17:33:22","date_gmt":"2021-11-17T16:33:22","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2213409"},"modified":"2021-11-17T16:50:10","modified_gmt":"2021-11-17T15:50:10","slug":"mnb-kamatemeles-inflacio-dragulas","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/mnb-kamatemeles-inflacio-dragulas\/","title":{"rendered":"MNB: m\u00e9g nagyobb dr\u00e1gul\u00e1s j\u00f6het"},"content":{"rendered":"<p>Okt\u00f3berben a v\u00e1rtn\u00e1l is gyorsabban n\u0151ttek az \u00e1rak, <a href=\"https:\/\/www.startlap.hu\/vasarlas\/fogyasztoi-arak-oktober-dragulas\/\" target=\"_blank\" rel=\"noopener noreferrer\">6,5% volt az infl\u00e1ci\u00f3<\/a>. A magas infl\u00e1ci\u00f3 miatt a jegybank a kamatemel\u00e9s gyors\u00edt\u00e1sa mellett d\u00f6nt\u00f6tt, \u00e9s 30 b\u00e1zisponttal 1,8-r\u00f3l 2,1%-ra emelte az alapkamatot. A Magyar Nemzeti Bank a ny\u00e1r elej\u00e9n kezdett emelni, hogy az infl\u00e1ci\u00f3t f\u00e9kezz\u00e9k &#8211; azt mondt\u00e1k, addig <strong>folytatj\u00e1k az emel\u00e9st, am\u00edg az infl\u00e1ci\u00f3 \u00fajra vissza nem t\u00e9r a 2 \u00e9s 4% k\u00f6z\u00f6tti s\u00e1vba<\/strong>. Az eddigi emel\u00e9s egyel\u0151re nem hozta meg a v\u00e1rt hat\u00e1st, az \u00e1remelked\u00e9s nem lassult, s\u0151t, gyorsult is, \u00e9s az MNB m\u00e9g a k\u00f6vetkez\u0151 h\u00f3napokban is erre sz\u00e1m\u00edt. &#8222;Novemberben 7% f\u00f6l\u00f6tt fog v\u00e1rhat\u00f3an alakulni az infl\u00e1ci\u00f3, amit csak egy nagyon lass\u00fa m\u00e9rs\u00e9kl\u0151d\u00e9s k\u00f6vet majd az azt k\u00f6vet\u0151 id\u0151szakban&#8221; &#8211; mondta Vir\u00e1g Barnab\u00e1s, az MNB aleln\u00f6ke az RTL Klubnak. Hozz\u00e1tette: ezent\u00fal nem az alapkamat, hanem az egyhetes bet\u00e9t lesz ir\u00e1nyad\u00f3.<\/p>\n<figure id=\"attachment_2213412\" aria-describedby=\"caption-attachment-2213412\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2213412\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/11\/dragulas-inflacio-755x504.jpg\" alt=\"\" width=\"755\" height=\"504\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/11\/dragulas-inflacio-755x504.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/11\/dragulas-inflacio-524x350.jpg 524w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/11\/dragulas-inflacio.jpg 1272w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2213412\" class=\"wp-caption-text\">Ilusztr\u00e1ci\u00f3: Getty Images<\/figcaption><\/figure>\n<p>&#8222;A probl\u00e9ma az eg\u00e9szben az, hogy egyel\u0151re nem tudjuk, hogy mekkora m\u00e9rt\u00e9k\u0171 val\u00f3j\u00e1ban a kamatemel\u00e9s, hiszen ez majd csak cs\u00fct\u00f6rt\u00f6k\u00f6n d\u00e9lben der\u00fcl ki. Most annyit tudunk, hogy ez nagyobb lesz, mint 30 b\u00e1zispont&#8221; &#8211; mondta Beke K\u00e1roly a Portfolio elemz\u0151je az RTL H\u00edrad\u00f3ban. A hetente v\u00e1ltoz\u00f3 kamathoz igaz\u00edtj\u00e1k majd a lak\u00e1shitelek kamatait is, ez tov\u00e1bb dr\u00e1g\u00edthatja a <a href=\"https:\/\/www.startlap.hu\/vasarlas\/hitelfelvetel-rekord-lakashitel-szemelyi-kolcson\/\" target=\"_blank\" rel=\"noopener noreferrer\">hiteleket<\/a>. A Bankmonitor elemz\u0151je szerint m\u00e1r az eddigi emel\u00e9seknek is j\u00f3l l\u00e1that\u00f3 hat\u00e1sa van: 10 milli\u00f3 forintos lak\u00e1shitel 20 \u00e9vre \u00e1tlagosan 57 ezer forintba ker\u00fclt havonta egy j\u00f3 hitelv\u00e1laszt\u00e1s eset\u00e9n, ez ma m\u00e1r 62 ezer forint. Noha havonta &#8222;csak&#8221; 5000 forinttal ker\u00fcl t\u00f6bbe, <strong>a teljes futamid\u0151 alatt 1,2 milli\u00f3 forintos a dr\u00e1gul\u00e1s.<\/strong><\/p>\n<div style=\"width: 100%; height: 0px; padding-bottom: 56%;\"><iframe frameborder=\"0\" src=\"https:\/\/embed.rtl.hu\/embed\/1761550?autoplay=0\"><\/iframe><\/div>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/kenyer-liszt-pekaru-aremelkedes-2022\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/11\/pekaru_vasarlo_gyerek_bolt-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/kenyer-liszt-pekaru-aremelkedes-2022\/\" >K\u00e9t sz\u00e1mjegy\u0171 keny\u00e9rdr\u00e1gul\u00e1s j\u00f6het janu\u00e1rban<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/kenyer-liszt-pekaru-aremelkedes-2022\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Az elm\u00falt k\u00e9t alkalomn\u00e1l nagyobb, 30 b\u00e1zispontos kamatemel\u00e9sr\u0151l d\u00f6nt\u00f6tt a jegybank, hogy megf\u00e9kezz\u00e9k az egyre gyorsul\u00f3 infl\u00e1ci\u00f3t. De a lak\u00e1shitelek m\u00e9g enn\u00e9l is jobban dr\u00e1gulhatnak. A jegybank tov\u00e1bb gyorsul\u00f3 \u00e1remelked\u00e9sre sz\u00e1m\u00edt novemberben.<\/p>\n","protected":false},"author":43,"featured_media":2211058,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[15404,3205,601],"class_list":["post-2213409","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-alapkamat","tag-dragulas","tag-mnb"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2213409","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/43"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2213409"}],"version-history":[{"count":4,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2213409\/revisions"}],"predecessor-version":[{"id":2213449,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2213409\/revisions\/2213449"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2211058"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2213409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2213409"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2213409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}