{"id":2212384,"date":"2021-10-27T12:12:39","date_gmt":"2021-10-27T10:12:39","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2212384"},"modified":"2021-10-27T12:12:39","modified_gmt":"2021-10-27T10:12:39","slug":"dragulas-bankolas-inflacio","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/dragulas-bankolas-inflacio\/","title":{"rendered":"V\u00e1rhat\u00f3an dr\u00e1gulni fog a bankol\u00e1s j\u00f6v\u0151re"},"content":{"rendered":"<p><strong>H\u00e9t \u00e9ve&nbsp;nem l\u00e1tott cs\u00facsokat d\u00f6nt\u00f6get az infl\u00e1ci\u00f3<\/strong>, ami m\u00e1r \u00e1prilis \u00f3ta meg\u00e1ll\u00edthatatlannak l\u00e1tszik \u00e9s szeptemberben az 5,5 sz\u00e1zal\u00e9kot is megugrotta. Az infl\u00e1ci\u00f3 tudvalev\u0151leg az egy\u00e9rtelm\u0171 hat\u00e1sok mellett, mint az \u00e9lelmiszerek \u00e9s tart\u00f3s fogyaszt\u00f3i cikkek \u00e1rainak v\u00e1ltoz\u00e1sa, m\u00e1s ter\u00fcleteken is a dr\u00e1gul\u00e1s indik\u00e1tora. A p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek ugyanis a legt\u00f6bb esetben ezekhez a sz\u00e1mokhoz igaz\u00edtj\u00e1k a szolg\u00e1ltat\u00e1saik \u00e1r\u00e1t \u2013 \u00edrja a <a href=\"https:\/\/www.hirstart.hu\/site\/relocate.php?rssid=33&amp;rsspid=3&amp;ctype=rss&amp;id=22071175&amp;chk=4fb8243c6cbe043c9c9289743810b9aa&amp;url=https%3A%2F%2Fwww.penzcentrum.hu%2Fgazdasag%2F20211027%2Faremeles-jon-a-magyar-bankokban-valtozhat-a-szamlavezetes-az-utalas-dija-is-1118831\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">P\u00e9nzcentrum<\/a>.<\/p>\n<p>A bankok szigor\u00fa szab\u00e1lyokhoz igazodva m\u00f3dos\u00edthatj\u00e1k csak d\u00edjaikat, amiket legfeljebb a K\u00f6zponti Statisztikai Hivatal \u00e1ltal k\u00f6zz\u00e9tett el\u0151z\u0151 \u00e9vi \u00e9ves fogyaszt\u00f3i \u00e1rindex m\u00e9rt\u00e9k\u00e9vel emelheti, <strong>\u00e9vente egy alkalommal<\/strong>, \u00e1prilis 1. napj\u00e1val hat\u00e1lyos id\u0151ponttal.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/karacsonyi-vasarlas-elektronikai-cikkek-dragulas\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/10\/karacsonyi-vasar-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/karacsonyi-vasarlas-elektronikai-cikkek-dragulas\/\" >Jelent\u0151sen t\u00f6bbe ker\u00fclhet az idei kar\u00e1csony<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/karacsonyi-vasarlas-elektronikai-cikkek-dragulas\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n<p>AZ OTP, a K&amp;H \u00e9s a Raiffeisen m\u00e1r emelt a d\u00edjain id\u00e9n, a Takar\u00e9kbank pedig decemberi hat\u00e1llyal tervezi ugyanezt. A P\u00e9nzcentrum megk\u00e9rdezte a magyarorsz\u00e1gi bankokat, terveznek-e tov\u00e1bbi emel\u00e9seket j\u00f6v\u0151re.<\/p>\n<ul>\n<li><strong>UniCredit Bank<\/strong>: m\u00e9g nincs d\u00f6nt\u00e9s a lakoss\u00e1gi sz\u00e1mlacsomagok d\u00edjainak j\u00f6v\u0151 \u00e9vi emel\u00e9s\u00e9r\u0151l;<\/li>\n<li><strong>Erste Bank<\/strong>: val\u00f3sz\u00edn\u0171leg \u00e9lni fog d\u00edjszab\u00e1s\u00e1nak az infl\u00e1ci\u00f3 alakul\u00e1s\u00e1hoz igaz\u00edt\u00e1s\u00e1hoz val\u00f3 jog\u00e1val. Az esetleges m\u00f3dos\u00edt\u00e1s m\u00e1jus 1-j\u00e9t\u0151l l\u00e9p \u00e9letbe;<\/li>\n<li><strong>Sberbank<\/strong>: a 2022-es \u00e9vben \u00fczleti m\u00e9rlegel\u00e9st k\u00f6vet\u0151en fognak d\u00f6nteni arr\u00f3l, hogy \u00e9lnek-e a d\u00edjemel\u00e9s jog\u00e1val.<\/li>\n<li><strong>Gr\u00e1nit Bank<\/strong>: elmond\u00e1sa szerint a p\u00e9nzint\u00e9zet a lakoss\u00e1g sz\u00e1m\u00e1ra alapvet\u0151en digit\u00e1lis csatorn\u00e1n szolg\u00e1ltat, ami jelent\u0151s k\u00f6lts\u00e9gel\u0151nyt jelent a sz\u00e9les fi\u00f3kh\u00e1l\u00f3zattal dolgoz\u00f3 bankokkal szemben. A jelenleg el\u00e9rhet\u0151 banksz\u00e1mlacsomagok d\u00edjai a sz\u00e1mlacsomagok bevezet\u00e9se \u00f3ta v\u00e1ltozatlanok, \u00edgy van k\u00f6z\u00f6tt\u00fck t\u00f6bb mint 7 \u00e9ve azonos d\u00edjaz\u00e1s\u00fa. Ezt az \u00e1raz\u00e1si strat\u00e9gi\u00e1t a folyamatosan n\u00f6vek\u0151 \u00e9s piacot nyer\u0151 bank hossz\u00fa t\u00e1von fenn k\u00edv\u00e1nja tartani. A banksz\u00e1mlad\u00edjak infl\u00e1ci\u00f3hoz k\u00f6t\u00f6tt index\u00e1l\u00e1sa ezzel ellent\u00e9tes folyamat lenne \u2013 \u00edrja a P\u00e9nzcentrum;<\/li>\n<li><strong>Takar\u00e9kbank<\/strong>: 2021-ben a KSH \u00e1ltal k\u00f6zz\u00e9tett, 2020-as \u00e9ves fogyaszt\u00f3i \u00e1rindex m\u00e9rt\u00e9k\u00e9vel, 3,3 sz\u00e1zal\u00e9kkal megemelik a Takar\u00e9kbank \u00e9rt\u00e9kes\u00edthet\u0151, lakoss\u00e1gi banksz\u00e1ml\u00e1i terh\u00e9re v\u00e9grehajtott egyes fizet\u00e9si megb\u00edz\u00e1sok, a bankk\u00e1rty\u00e1k \u00e9s az elektronikus szolg\u00e1ltat\u00e1sok ut\u00e1n felsz\u00e1m\u00edtott egyes d\u00edj-, \u00e9s jutal\u00e9kt\u00e9teleit, id\u00e9n december 15.-ei hat\u00e1llyal;<\/li>\n<li>a <strong>Budapest Bank<\/strong> annyit k\u00f6z\u00f6lt a P\u00e9nzcentrummal a d\u00edjemel\u00e9ssel kapcsolatban, hogy a jogszab\u00e1lynak megfelel\u0151en j\u00e1rnak el az infl\u00e1ci\u00f3s \u00e1remel\u00e9s tekintet\u00e9ben;<\/li>\n<li>a <strong>K&amp;H<\/strong> a fogyaszt\u00f3nak ny\u00fajtott hitelr\u0151l sz\u00f3l\u00f3 t\u00f6rv\u00e9nyi szab\u00e1lyoz\u00e1snak megfelel\u0151en d\u00f6nt majd az emel\u00e9sr\u0151l.<\/li>\n<\/ul>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/dragulas-kotelezo-gepjarmu-biztositas\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/01\/autopalya_matrica-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/dragulas-kotelezo-gepjarmu-biztositas\/\" >Dr\u00e1gul a k\u00f6telez\u0151 biztos\u00edt\u00e1s, 100 ezer aut\u00f3st \u00e9rinthet<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/dragulas-kotelezo-gepjarmu-biztositas\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u00f6bb magyarorsz\u00e1gi bank m\u00e1r emelt a d\u00edjain id\u00e9n. Megk\u00e9rdezt\u00e9k \u0151ket, terveznek-e tov\u00e1bbi emel\u00e9seket j\u00f6v\u0151re.<\/p>\n","protected":false},"author":20,"featured_media":2212388,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[9511,16016],"class_list":["post-2212384","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-bankolas","tag-bankszamladij"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2212384","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2212384"}],"version-history":[{"count":1,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2212384\/revisions"}],"predecessor-version":[{"id":2212385,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2212384\/revisions\/2212385"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2212388"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2212384"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2212384"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2212384"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}