{"id":2209970,"date":"2021-08-31T07:30:15","date_gmt":"2021-08-31T05:30:15","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2209970"},"modified":"2021-08-31T07:30:15","modified_gmt":"2021-08-31T05:30:15","slug":"tul-sok-keszpenzt-tart-a-lakossag-ezt-javasolja-a-bankszovetseg","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/tul-sok-keszpenzt-tart-a-lakossag-ezt-javasolja-a-bankszovetseg\/","title":{"rendered":"T\u00fal sok k\u00e9szp\u00e9nzt tart a lakoss\u00e1g, ezt javasolja a banksz\u00f6vets\u00e9g"},"content":{"rendered":"<p>&nbsp;A Vil\u00e1ggazdas\u00e1g keddi sz\u00e1m\u00e1ban felid\u00e9zte, hogy Magyarorsz\u00e1gon 2012 \u00f3ta majdnem megh\u00e1romszoroz\u00f3dott a forgalomban l\u00e9v\u0151 k\u00e9szp\u00e9nz mennyis\u00e9ge: 2652 milli\u00e1rd forintr\u00f3l 7265,5 milli\u00e1rdra.<\/p>\n<p>&nbsp;&#8222;A lakoss\u00e1gn\u00e1l, illetve \u00e1ltal\u00e1ban a gazdas\u00e1gban forg\u00f3, nagy mennyis\u00e9g\u0171 k\u00e9szp\u00e9nz az olyan j\u00f3l ismert h\u00e1tr\u00e1nyokon t\u00fal, amilyen a magas k\u00f6lts\u00e9gszint, a sz\u00fcrke- \u00e9s a feketegazdas\u00e1g t\u00e1pl\u00e1l\u00e1sa, valamint a tulajdonosok testi \u00e9ps\u00e9g\u00e9t is vesz\u00e9lyeztetni k\u00e9pes biztons\u00e1gi kock\u00e1zatok, sajnos <strong>sz\u00e1mos negat\u00edv k\u00f6rnyezeti hat\u00e1ssal is j\u00e1r<\/strong> a p\u00e9nz el\u0151\u00e1ll\u00edt\u00e1s\u00e1t\u00f3l az utaztat\u00e1s\u00e1n \u00e1t a megsemmis\u00edt\u00e9se okozta k\u00e1rosanyag-kibocs\u00e1t\u00e1sig&#8221; &#8211; hangs\u00falyozta a gazdas\u00e1gi napilapnak k\u00fcld\u00f6tt v\u00e1lasz\u00e1ban Kov\u00e1cs Levente, a Magyar Banksz\u00f6vets\u00e9g f\u0151titk\u00e1ra.<\/p>\n<figure id=\"attachment_2193012\" aria-describedby=\"caption-attachment-2193012\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2193012\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/04\/penz_getty-755x502.jpg\" alt=\"\" width=\"755\" height=\"502\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/04\/penz_getty-755x502.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/04\/penz_getty-250x165.jpg 250w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/04\/penz_getty-527x350.jpg 527w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/04\/penz_getty.jpg 1275w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2193012\" class=\"wp-caption-text\">Illusztr\u00e1ci\u00f3: Getty Images<\/figcaption><\/figure>\n<p>Mint kiemelte, a banksz\u00f6vets\u00e9g m\u00e1r 2019 \u0151sz\u00e9n kiadott egy Javaslatok a k\u00e9szp\u00e9nz\u00e1llom\u00e1ny cs\u00f6kkent\u00e9s\u00e9re c\u00edm\u0171 tanulm\u00e1nyt, amelyben t\u00f6bbf\u00e9le megold\u00e1st aj\u00e1nlott a d\u00f6nt\u00e9shoz\u00f3k figyelm\u00e9be. E <strong>javaslatok k\u00f6z\u00e9 tartozott az 500 ezer forint feletti tranzakci\u00f3kra bevezetend\u0151 k\u00e9szp\u00e9nzhaszn\u00e1lati limit<\/strong>, a p\u00e9nz\u00fcgyi tranzakci\u00f3s illet\u00e9k kivezet\u00e9se, <strong>a d\u00edjmentes havi k\u00e9tszeri k\u00e9szp\u00e9nzfelv\u00e9tel elt\u00f6rl\u00e9se (vagy az \u00f6sszeghat\u00e1r 50 ezer forintra cs\u00f6kkent\u00e9se)<\/strong>, s\u00e1rga csekkel fizet\u00e9s eset\u00e9n az elektronikus fizet\u00e9s el\u0151nyben r\u00e9szes\u00edt\u00e9se, valamint az \u00e1llam, az \u00f6nkorm\u00e1nyzatok \u00e9s a mag\u00e1nszem\u00e9lyek k\u00f6z\u00f6tti p\u00e9nzmozg\u00e1s elektronikus ir\u00e1nyba terel\u00e9se.<\/p>\n<p>&#8222;A Magyar Banksz\u00f6vets\u00e9g nem k\u00edv\u00e1n lemondani arr\u00f3l a sokr\u00e9t\u0171 t\u00e1rsadalmi haszonr\u00f3l, amit az jelenthet, ha a forgalomban l\u00e9v\u0151 k\u00e9szp\u00e9nz mennyis\u00e9ge er\u0151sen cs\u00f6kken&#8221; &#8211; hangs\u00falyozta a szervezet.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/penzugyi-tudatossagra-nevel-egy-uj-magyar-applikacio\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2021\/08\/MoneyMate-a-k\u00e9zben-350x285.png\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/penzugyi-tudatossagra-nevel-egy-uj-magyar-applikacio\/\" >P\u00e9nz\u00fcgyi tudatoss\u00e1gra nevel egy \u00faj magyar applik\u00e1ci\u00f3<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/penzugyi-tudatossagra-nevel-egy-uj-magyar-applikacio\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A Magyar Banksz\u00f6vets\u00e9g szerint cs\u00f6kkenteni kellene a forgalomban l\u00e9v\u0151 k\u00e9szp\u00e9nz\u00e1llom\u00e1nyt.<\/p>\n","protected":false},"author":20,"featured_media":2193012,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[15655,4952,423],"class_list":["post-2209970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-bankszovetseg","tag-keszpenz","tag-penz"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2209970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2209970"}],"version-history":[{"count":1,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2209970\/revisions"}],"predecessor-version":[{"id":2209971,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2209970\/revisions\/2209971"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2193012"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2209970"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2209970"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2209970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}