{"id":2201607,"date":"2021-01-05T10:21:13","date_gmt":"2021-01-05T09:21:13","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2201607"},"modified":"2021-01-05T10:21:28","modified_gmt":"2021-01-05T09:21:28","slug":"eros-ugyfel-hitelesites-online-bankkartya-vasarlas-e-autopalya-matrica","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/eros-ugyfel-hitelesites-online-bankkartya-vasarlas-e-autopalya-matrica\/","title":{"rendered":"Akadozva indult a k\u00f6telez\u0151 er\u0151s \u00fcgyf\u00e9lhiteles\u00edt\u00e9s"},"content":{"rendered":"<p>Az Eur\u00f3pai Gazdas\u00e1gi \u00d6vezetben <strong>2021. janu\u00e1r 1-t\u0151l az uni\u00f3s jogszab\u00e1lyoknak megfelel\u0151en minden banknak be kellett vezetnie az \u00fagynevezett er\u0151s \u00fcgyf\u00e9lhiteles\u00edt\u00e9st <a href=\"https:\/\/www.startlap.hu\/vasarlas\/bankkartya-vasarlas-uj-szabalyok-mnb\/\" target=\"_blank\" rel=\"noopener noreferrer\">online bankk\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1skor<\/a><\/strong>. A gyakorlatban ez azt jelenti, hogy az eddig megszokott bankk\u00e1rty\u00e1s fizet\u00e9si elj\u00e1r\u00e1sok k\u00f6telez\u0151en kib\u0151v\u00fcltek egy tov\u00e1bbi biztons\u00e1gi ellen\u0151rz\u0151 l\u00e9p\u00e9ssel az elektronikus fizet\u00e9si m\u0171veletek sor\u00e1n.<\/p>\n<p>Az er\u0151s \u00fcgyf\u00e9lhiteles\u00edt\u00e9s (SCA) az \u00fcgyfelek v\u00e9delm\u00e9t szolg\u00e1lja nagyban hozz\u00e1j\u00e1rulva ahhoz, hogy illet\u00e9ktelenek ne tudjanak jogosulatlanul vissza\u00e9lni egy eltulajdon\u00edtott k\u00e1rtya adataival. Ennek az er\u0151sebb biztons\u00e1gi protokollnak a bevezet\u00e9se elm\u00e9letben csak p\u00e1r m\u00e1sodperccel hosszabb\u00edthatja meg az online fizet\u00e9s folyamat\u00e1t, ugyanakkor a bevezet\u00e9s els\u0151 id\u0151szak\u00e1ban, amely egybeesik az \u00e9ves matricav\u00e1s\u00e1rl\u00e1si szezonnal, el\u0151fordulhatnak probl\u00e9m\u00e1k \u2013 a tapasztalatok szerint ak\u00e1r t\u00f6meges, t\u00f6bb ezer tranzakci\u00f3t \u00e9rint\u0151 vagy t\u00f6bb \u00f3r\u00e1ra kiterjed\u0151 probl\u00e9m\u00e1s id\u0151szakok is el\u0151fordulnak.<\/p>\n<figure id=\"attachment_2189347\" aria-describedby=\"caption-attachment-2189347\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2189347\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/02\/bankkartya_online-atutalas-755x452.jpg\" alt=\"\" width=\"755\" height=\"452\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/02\/bankkartya_online-atutalas-755x452.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/02\/bankkartya_online-atutalas-584x350.jpg 584w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/02\/bankkartya_online-atutalas.jpg 1200w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2189347\" class=\"wp-caption-text\">Getty Images<\/figcaption><\/figure>\n<h2>Elker\u00fclhet\u0151 a b\u00fcntet\u00e9s<\/h2>\n<p>A fennakad\u00e1sok k\u00fcl\u00f6n\u00f6sen <strong>\u00e9rz\u00e9kenyen \u00e9rintik az aut\u00f3p\u00e1lya-matric\u00e1t v\u00e1s\u00e1rl\u00f3kat<\/strong>, hiszen a 60 perces t\u00fcrelmi id\u0151szakon t\u00fal bor\u00edt\u00e9kolhat\u00f3 a b\u00fcntet\u00e9s, m\u00e1s szektorokkal ellent\u00e9tben itt nem megold\u00e1s, ha az \u00fcgyf\u00e9l n\u00e9h\u00e1ny \u00f3ra m\u00falva pr\u00f3b\u00e1lja meg \u00fajra kifizetni a rendel\u00e9s\u00e9t.<\/p>\n<p>Ennek a probl\u00e9m\u00e1nak a kik\u00fcsz\u00f6b\u00f6l\u00e9se \u00e9rdek\u00e9ben az e-Aut\u00f3p\u00e1lyaMatrica oldal\u00e1n egy \u00faj fejleszt\u00e9snek k\u00f6sz\u00f6nhet\u0151en az \u00fcgyfelek <strong>\u00f6sszeghat\u00e1rt\u00f3l f\u00fcggetlen\u00fcl a megszokott banki \u00e1tutal\u00e1ssal is rendezhetik az e-matrica \u00e1r\u00e1t<\/strong>, a tranzakci\u00f3 feldolgoz\u00e1sa automatikusan megt\u00f6rt\u00e9nik 5-10 percen bel\u00fcl, \u00edgy t\u00e9ve gyakorlatilag a k\u00e1rty\u00e1s fizet\u00e9ssel egyenrang\u00fa fizet\u00e9si m\u00f3dd\u00e1 a b\u00e1rki sz\u00e1m\u00e1ra el\u00e9rhet\u0151 banki \u00e1tutal\u00e1st.<\/p>\n<p>Az er\u0151s \u00fcgyf\u00e9lhiteles\u00edt\u00e9s m\u00f3dj\u00e1t az \u00fcgyfelek a saj\u00e1t bankjukn\u00e1l \u00e1ll\u00edthatj\u00e1k be ahhoz, hogy 2021. janu\u00e1rt\u00f3l bankk\u00e1rty\u00e1val fizethessenek online v\u00e1s\u00e1rl\u00e1skor.<\/p>\n<p>Tov\u00e1bbi inform\u00e1ci\u00f3 az <a href=\"https:\/\/e-autopalyamatrica.hu\" target=\"_blank\" target=\"_blank\" rel=\"noopener noreferrer\">e-autopalyamatrica.hu<\/a> oldalon \u00e9rhet\u0151 el.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankkartas-fizetes-tranzakcio-hiba\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/11\/bankkartya_vasarlas-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankkartas-fizetes-tranzakcio-hiba\/\" >Furcsas\u00e1gok t\u00f6rt\u00e9nnek a bankk\u00e1rty\u00e1s fizet\u00e9sekkel &#8211; ez \u00e1llhat a h\u00e1tt\u00e9rben<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/bankkartas-fizetes-tranzakcio-hiba\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n<p>(OTS \/ MTI)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A tapasztalatok szerint ak\u00e1r t\u00f6meges, t\u00f6bb ezer tranzakci\u00f3t \u00e9rint\u0151 vagy t\u00f6bb \u00f3r\u00e1ra kiterjed\u0151 probl\u00e9m\u00e1s id\u0151szakok is el\u0151fordulnak.<\/p>\n","protected":false},"author":20,"featured_media":2189347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[3454,14402,14401],"class_list":["post-2201607","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-autopalya-matrica","tag-eros-ugyfelhitelesites","tag-online-bankkartyas-vasarlas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2201607","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2201607"}],"version-history":[{"count":2,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2201607\/revisions"}],"predecessor-version":[{"id":2201609,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2201607\/revisions\/2201609"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2189347"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2201607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2201607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2201607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}