{"id":2200937,"date":"2020-12-08T16:12:50","date_gmt":"2020-12-08T15:12:50","guid":{"rendered":"https:\/\/www.startlap.hu\/vasarlas\/?p=2200937"},"modified":"2020-12-08T16:12:50","modified_gmt":"2020-12-08T15:12:50","slug":"januartol-az-erste-nel-is-fontos-valtozasok-jonnek","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/januartol-az-erste-nel-is-fontos-valtozasok-jonnek\/","title":{"rendered":"Janu\u00e1rt\u00f3l az Erste-n\u00e9l is fontos v\u00e1ltoz\u00e1sok j\u00f6nnek"},"content":{"rendered":"<p>Janu\u00e1rt\u00f3l az Erste Bankn\u00e1l is v\u00e1ltozik az er\u0151s \u00fcgyf\u00e9lhiteles\u00edt\u00e9s folyamata az online bankk\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1sokn\u00e1l, a p\u00e9nzint\u00e9zet \u00fcgyfelei sz\u00e1m\u00e1ra <strong>az internetes k\u00e1rty\u00e1s tranzakci\u00f3kn\u00e1l alkalmazott meger\u0151s\u00edt\u00e9s<\/strong> <strong>nem lesz teljesen ismeretlen<\/strong>, mivel az Erste m\u00e1r id\u00e9n janu\u00e1rban bevezette a k\u00e9tfaktoros azonos\u00edt\u00e1st az online fizet\u00e9sekn\u00e9l &#8211; k\u00f6z\u00f6lte a bank kedden.<\/p>\n<figure id=\"attachment_2196441\" aria-describedby=\"caption-attachment-2196441\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-article-size-large-image wp-image-2196441\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/07\/bankkartya_vasarlas-1-755x504.jpg\" alt=\"\" width=\"755\" height=\"504\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/07\/bankkartya_vasarlas-1-755x504.jpg 755w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/07\/bankkartya_vasarlas-1-524x350.jpg 524w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/07\/bankkartya_vasarlas-1.jpg 800w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-2196441\" class=\"wp-caption-text\">Bankk\u00e1rty\u00e1s fizet\u00e9s online (Fot\u00f3: Getty Images).<\/figcaption><\/figure>\n<p>Az Eur\u00f3pai Uni\u00f3ban, \u00edgy Magyarorsz\u00e1gon is 2019. szeptember 14-\u00e9n hat\u00e1lyba l\u00e9pett a m\u00e1sodik p\u00e9nzforgalmi ir\u00e1nyelv, a PSD2 szab\u00e1lyoz\u00e1sa. Az internetbanki bel\u00e9p\u00e9shez, egyes tranzakci\u00f3k j\u00f3v\u00e1hagy\u00e1s\u00e1hoz az\u00f3ta nem el\u00e9g a felhaszn\u00e1l\u00f3n\u00e9v \u00e9s a jelsz\u00f3, a bankoknak m\u00e9g egy m\u00f3don meg kell gy\u0151z\u0151dni\u00fck arr\u00f3l, hogy val\u00f3ban az \u00fcgyfel\u00fck k\u00edv\u00e1nja haszn\u00e1lni a szolg\u00e1ltat\u00e1st.<\/p>\n<p>Erre a mobiltelefont haszn\u00e1lj\u00e1k a p\u00e9nzint\u00e9zetek: <strong>az Erste push \u00fczenetet k\u00fcld \u00fcgyfelei MobilBankj\u00e1ba, illetve SMS-k\u00f3dot azoknak, akik m\u00e9g nem t\u00f6lt\u00f6tt\u00e9k le az ingyenes applik\u00e1ci\u00f3t<\/strong>. Az er\u0151s \u00fcgyf\u00e9lhiteles\u00edt\u00e9st k\u00f6telez\u0151 alkalmazni j\u00f6v\u0151 janu\u00e1rt\u00f3l az Eur\u00f3pai Uni\u00f3n bel\u00fcl az internetes v\u00e1s\u00e1rl\u00e1sok, fizet\u00e9sek eset\u00e9ben is. Ez\u00e9rt, ha az azonos\u00edt\u00e1s nem j\u00e1r sikerrel vagy nem t\u00f6rt\u00e9nik meg, a bank elutas\u00edthatja a tranzakci\u00f3 v\u00e9grehajt\u00e1s\u00e1t &#8211; tett\u00e9k hozz\u00e1.<\/p>\n<p>Ismertett\u00e9k:<\/p>\n<ul>\n<li>Az az \u00fcgyf\u00e9l, aki rendelkezik Erste MobilBank szolg\u00e1ltat\u00e1ssal, annak nincs plusz feladata az \u00e1t\u00e1ll\u00e1ssal.<\/li>\n<li>Aki rendelkezik NetBank hozz\u00e1f\u00e9r\u00e9ssel, \u00e9rv\u00e9nyes NetBank jelszav\u00e1val \u00e9s a mobilj\u00e1ra k\u00fcld\u00f6tt internetes v\u00e1s\u00e1rl\u00e1st ellen\u0151rz\u0151 SMS-k\u00f3ddal is v\u00e1s\u00e1rolhat janu\u00e1rt\u00f3l.<\/li>\n<li>Az Erste ugyanakkor azt aj\u00e1nlja \u00fcgyfeleinek, t\u00f6lts\u00e9k le okostelefonjukra az ingyenes MobilBank applik\u00e1ci\u00f3t. Ezut\u00e1n m\u00e1r csak regisztr\u00e1lni kell az alkalmaz\u00e1sba, amelyhez a NetBank azonos\u00edt\u00f3ra \u00e9s a Netbank jelsz\u00f3ra van sz\u00fcks\u00e9g.<\/li>\n<li>Azon \u00fcgyfeleknek, akiknek nincs NetBankja, vagy a NetBank jelsz\u00f3 p\u00f3tl\u00e1s\u00e1ra szolg\u00e1l\u00f3 TeleBank szolg\u00e1ltat\u00e1sa, de van az Erste Bankn\u00e1l megadott mobilsz\u00e1ma, annak az Erste hozz\u00e1f\u00e9r\u00e9st biztos\u00edt ezekhez a szolg\u00e1ltat\u00e1sokhoz.<\/li>\n<li>A bank a NetBank jelsz\u00f3t \u00e9s\/vagy a TeleBank PIN-k\u00f3dot a mobilsz\u00e1mra k\u00fcldi el. Akinek nincs az Erst\u00e9n\u00e9l megadott mobilsz\u00e1ma, az felkeresheti b\u00e1rmelyik bankfi\u00f3kot az \u00fcgyint\u00e9z\u00e9shez.<\/li>\n<li>A t\u00e1rsk\u00e1rty\u00e1sokra is ugyanazok a szab\u00e1lyok vonatkoznak, mint a f\u0151k\u00e1rty\u00e1s \u00fcgyfelekre azzal a k\u00fcl\u00f6nbs\u00e9ggel, hogy az \u0151 hozz\u00e1f\u00e9r\u00e9s\u00fck a NetBankhoz \u00e9s a TeleBankhoz korl\u00e1tozott, kiz\u00e1r\u00f3lag az online k\u00e1rty\u00e1s v\u00e1s\u00e1rl\u00e1sok j\u00f3v\u00e1hagy\u00e1s\u00e1ra szolg\u00e1l.<\/li>\n<\/ul>\n<p>Az Erste Bank Hungary k\u00f6zel egymilli\u00f3 \u00fcgyfel\u00e9t t\u00f6bb mint sz\u00e1z fi\u00f3kj\u00e1n, valamint t\u00f6bb mint 400 bankjegykiad\u00f3 automat\u00e1j\u00e1n kereszt\u00fcl szolg\u00e1lja ki, munkat\u00e1rsai sz\u00e1ma meghaladja a 3000-et.<\/p>\n<div class=\"o-widget m-readMoreWidget -readMore u-shortDecorLineAfter row widget-container _ce_measure_widget bigdata-widget read-more\" data-ce-measure-widget=\"olvass tov\u00e1bb\">\n\t<div class=\"m-readMoreWidget__imgWrapper image-wrapper col-12 col-md-4 no-p\">\n\t\t<a class=\"m-readMoreWidget__imgLink\" href=\"https:\/\/www.startlap.hu\/vasarlas\/pin-kod-bankkartya-vasarlas-mnb\/\" >\n\t\t\t<img decoding=\"async\" src=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2020\/11\/bankkartya_vasarlas-350x285.jpg\" class=\"m-readMoreWidget__img\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"m-readMoreWidget__titleWrapper title-wrapper col-12 col-md-8\">\n\t\t<span class=\"m-readMoreWidget__titleLabel u-shortDecorLineBefore label hidden-sm-up\">Ez is \u00e9rdekelhet:<\/span>\n\t\t<h3 class=\"m-readMoreWidget__title title\">\n\t\t\t<a class=\"m-readMoreWidget__titleLink -secondFont u-bold u-upperCase\" href=\"https:\/\/www.startlap.hu\/vasarlas\/pin-kod-bankkartya-vasarlas-mnb\/\" >Maradhat a fizet\u00e9sekn\u00e9l a PIN-k\u00f3d n\u00e9lk\u00fcli 15 ezer forintos \u00e9rt\u00e9khat\u00e1r<\/a>\n\t\t<\/h3>\n\t\t<a class=\"m-readMoreWidget__btn -coloredBack u-tC link\" href=\"https:\/\/www.startlap.hu\/vasarlas\/pin-kod-bankkartya-vasarlas-mnb\/\" >Elolvasom<\/a>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>V\u00e1ltozik az er\u0151s \u00fcgyf\u00e9lhiteles\u00edt\u00e9s folyamata az online v\u00e1s\u00e1rl\u00e1sokn\u00e1l.<\/p>\n","protected":false},"author":20,"featured_media":2196441,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180],"tags":[13651,7181,9160,6592],"class_list":["post-2200937","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","tag-erste-bank","tag-ketfaktoros-hitelesites","tag-online-fizetes","tag-online-vasarlas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2200937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=2200937"}],"version-history":[{"count":1,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2200937\/revisions"}],"predecessor-version":[{"id":2200943,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/2200937\/revisions\/2200943"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/2196441"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=2200937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=2200937"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=2200937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}