{"id":1223993,"date":"2018-12-12T12:26:32","date_gmt":"2018-12-12T11:26:32","guid":{"rendered":"https:\/\/www.startlap.hu\/?p=1223993"},"modified":"2019-01-10T15:39:10","modified_gmt":"2019-01-10T14:39:10","slug":"felmeres-kevesbe-erezzuk-megterhelonek-a-karacsonyi-bevasarlast","status":"publish","type":"post","link":"https:\/\/www.startlap.hu\/vasarlas\/felmeres-kevesbe-erezzuk-megterhelonek-a-karacsonyi-bevasarlast\/","title":{"rendered":"Felm\u00e9r\u00e9s: kev\u00e9sb\u00e9 \u00e9rezz\u00fck megterhel\u0151nek a kar\u00e1csonyi bev\u00e1s\u00e1rl\u00e1st"},"content":{"rendered":"<p>A kedvez\u0151 v\u00e1ltoz\u00e1sok h\u00e1tter\u00e9ben a h\u00e1ztart\u00e1sok p\u00e9nz\u00fcgyi helyzet\u00e9nek javul\u00e1sa \u00e1ll &#8211; der\u00fclt ki az Intrum \u00e1ltal k\u00e9sz\u00edtett legfrissebb felm\u00e9r\u00e9s\u00e9b\u0151l.&nbsp;<\/p>\n<p>Az id\u00e9n \u0151sszel k\u00e9sz\u00edtett reprezentat\u00edv felm\u00e9r\u00e9sben 24 eur\u00f3pai orsz\u00e1gb\u00f3l 24 098 &#8211; k\u00f6zt\u00fck 1004 magyar &#8211; \u00e1llampolg\u00e1r vett r\u00e9szt. A kutat\u00e1sban t\u00f6bbek k\u00f6z\u00f6tt a&nbsp;<strong>kar\u00e1csonyi k\u00f6lt\u00e9seket<\/strong> \u00e9s a csal\u00e1dok p\u00e9nz\u00fcgyi helyzet\u00e9t is vizsg\u00e1lt\u00e1k.&nbsp;<\/p>\n<h2>Nem jellemz\u0151 a kar\u00e1csonyi t\u00falk\u00f6ltekez\u00e9s<\/h2>\n<p>A felm\u00e9r\u00e9s azt mutatja, hogy egyre kev\u00e9sb\u00e9 jellemz\u0151 a magyarokra a&nbsp;kar\u00e1csonyi t\u00falk\u00f6ltekez\u00e9s: m\u00edg 2017-ben a v\u00e1laszad\u00f3k k\u00f6zel 40 sz\u00e1zal\u00e9ka k\u00f6lt\u00f6tt t\u00f6bbet, mint megengedhette volna, addig az id\u00e9n 30 sz\u00e1zal\u00e9kra cs\u00f6kkent ez az ar\u00e1ny, ami megegyezik az eur\u00f3pai \u00e1tlaggal. A vizsg\u00e1lt orsz\u00e1gok k\u00f6z\u00f6tt a magyar adat javult a legnagyobb m\u00e9rt\u00e9kben, holtversenyben a norv\u00e9g, a finn \u00e9s a lett mutat\u00f3kkal.<\/p>\n<blockquote class=\"article__extraTxt\"><p>A 18-24 \u00e9ves koroszt\u00e1lyhoz tartoz\u00f3 fiatalok k\u00f6r\u00e9ben magasabb a t\u00falk\u00f6ltekez\u00e9si hajland\u00f3s\u00e1g, mint az id\u0151sebb gener\u00e1ci\u00f3kn\u00e1l. A kutat\u00e1s szerint minden m\u00e1sodik fiatal hajlamos t\u00f6bbet k\u00f6lteni&nbsp;kar\u00e1csonyi aj\u00e1nd\u00e9kokra, mint megtehetn\u00e9, ami j\u00f3l mutatja, hogy mennyire fontos a fiatalok p\u00e9nz\u00fcgyi eduk\u00e1ci\u00f3ja.&nbsp;<\/p><\/blockquote>\n<p>A magyarok tavalyhoz k\u00e9pest sokkal kev\u00e9sb\u00e9 agg\u00f3dnak amiatt, mib\u0151l fogj\u00e1k megv\u00e1s\u00e1rolni a&nbsp;kar\u00e1csonyi aj\u00e1nd\u00e9kokat, ez a mutat\u00f3 7 sz\u00e1zal\u00e9kponttal javult egy \u00e9v alatt.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_1224071\" aria-describedby=\"caption-attachment-1224071\" style=\"width: 755px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-1224071 \" src=\"https:\/\/www.startlap.hu\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673.jpg\" alt=\"\" width=\"755\" height=\"545\" srcset=\"https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673.jpg 1608w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-300x217.jpg 300w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-768x555.jpg 768w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-1024x739.jpg 1024w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-160x116.jpg 160w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-320x231.jpg 320w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-480x347.jpg 480w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-660x477.jpg 660w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-800x578.jpg 800w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-1200x866.jpg 1200w, https:\/\/www.startlap.hu\/vasarlas\/uploads\/2018\/12\/ThinkstockPhotos-1077547238-e1544614304673-485x350.jpg 485w\" sizes=\"auto, (max-width: 755px) 100vw, 755px\" \/><figcaption id=\"caption-attachment-1224071\" class=\"wp-caption-text\">New Year present concept background.<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2>Egyre kevesebb a hitel<\/h2>\n<p>A kutat\u00e1sb\u00f3l kider\u00fclt az is, hogy jelent\u0151sen cs\u00f6kkent azok sz\u00e1ma, akik k\u00f6lcs\u00f6nt vesznek fel a&nbsp;kar\u00e1csonyi bev\u00e1s\u00e1rl\u00e1shoz: tavaly m\u00e9g nagyj\u00e1b\u00f3l minden \u00f6t\u00f6dik ember \u00e9lt ezzel a&nbsp;&nbsp;lehet\u0151s\u00e9ggel, m\u00edg az id\u00e9nre 16 sz\u00e1zal\u00e9kra cs\u00f6kkent azok ar\u00e1nya, akik k\u00f6lcs\u00f6nb\u0151l is finansz\u00edrozn\u00e1k a bev\u00e1s\u00e1rl\u00e1st.&nbsp;<\/p>\n<p>A h\u00e1ztart\u00e1sok javul\u00f3 p\u00e9nz\u00fcgyi helyzet\u00e9t az is mutatja, hogy egyre kevesebben \u00e9rzik \u00fagy, hogy&nbsp;&nbsp;a janu\u00e1r az \u00e9v p\u00e9nz\u00fcgyileg legnehezebb h\u00f3napja. Tavaly m\u00e9g minden m\u00e1sodik magyar tartotta \u00edgy, 2018-ban azonban m\u00e1r 40 sz\u00e1zal\u00e9k k\u00f6r\u00fclire cs\u00f6kkent ez a mutat\u00f3 &#8211; der\u00fclt ki a felm\u00e9r\u00e9sb\u0151l.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Biztosabb anyagi k\u00f6r\u00fclm\u00e9nyek k\u00f6z\u00f6tt k\u00e9sz\u00fclnek a magyarok az \u00fcnnepi szezonra tavalyhoz k\u00e9pest, cs\u00f6kkent a t\u00falk\u00f6ltekez\u00e9si hajland\u00f3s\u00e1g, \u00e9s kev\u00e9sb\u00e9 agg\u00f3dnak amiatt, mib\u0151l veszik meg az aj\u00e1nd\u00e9kokat.<\/p>\n","protected":false},"author":20,"featured_media":1224037,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8180,8086],"tags":[147,1004,878,138,4484,1762],"class_list":["post-1223993","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trending","category-vasarlas","tag-ajandek","tag-felmeres","tag-hitel","tag-karacsony","tag-koltekezes","tag-vasarlas"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/1223993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/comments?post=1223993"}],"version-history":[{"count":12,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/1223993\/revisions"}],"predecessor-version":[{"id":1366362,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/posts\/1223993\/revisions\/1366362"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media\/1224037"}],"wp:attachment":[{"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/media?parent=1223993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/categories?post=1223993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.startlap.hu\/vasarlas\/wp-json\/wp\/v2\/tags?post=1223993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}